Financial Wellness

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Factors to help improve:
1. Get personal finances under control.
2. Reevaluate your needs to match how much you are able to afford.
3. Seek out professional help that can help you meet your goals.
Factors that can create challenges:
1. Having too much debt.
2. Having uncontrollable circumstances that can leave you unable to meet your needs.
3. A disability that restricts your ability to work.
This website, https://www.cmu.edu/finaid/financial-literacy/docs/9-tips.pdf, explains how to achieve financial wellness and discusses how to improve your finances (NelNat, 2011). I had a personal struggle with money and it effected every aspect of my life. I have paid off all of my creditors and my car and I love the freedom that comes with it. …show more content…
Access to open space to appreciate nature.
2. An appreciation of the power and wonder of nature.
3. The ability to respect your natural surroundings and take care of it.
Factors that can be a challenge:
1. Living in a city that has very little access to nature.
2. Not having the time to appreciate your natural

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