Climatic changes, difference in culture, language and religion, overpopulation in certain areas that can cause poor housing, hindrance of economic growth as the population could put a strain on the available scarce resources resulting rise in crime rates and contra bonos mores activities such as prostitution, drug dealing as people thrive to survive.
Why finance?
Finance originally came from the Latin word “finis” meaning an end, that is, the role of finance was to finish or complete an objective by providing the monetary means to do it. The modern definition of finance, as a verb, is just as similar as it is providing a person with the wherewithal to act by mean of providing her with sufficient money