Everfi: The Importance Of Vault In Making Financial Decisions

Decent Essays
What is Everfi? Everfi is a virtual course on life skill topics, such as financial capabilities, diversity and inclusion, career leadership and success, STEM, and health and wellness. One program that is a part of the Everfi course, named Vault, helped me understand more about insurance, understanding the difference between debit and credit, and assisted me in making financial decisions.

One important topic, I learned from Vault is how to control my personal information, such as my Facebook account. I learned what hackers do and how not to click on anything unfamiliar. Before I took this course, I got a strange message on my phone’s Messenger app. I clicked on it and thought this might not be good. Unfortunately, I got hacked, and my parents were very unhappy with me. I've learned my lesson. In the future, I will know not to click on something suspicious because getting hacked is a terrible experience. Vault has taught how to keep my information safe.
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Making money is important to buy necessities, such as food, shelter, and transportation. Health, life, home, and car insurances are also necessities. Money can also buy wants. Wants are items a person doesn’t need to survive. Examples of wants are a new soccer ball, expensive clothes, or a fancy phone. At my age, I can make money by babysitting, raking leaves, and doing more household chores. In a few years, I could get a part-time job, such as working in a restaurant, a retail store, or a youth

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