Essay On The Obama Care Crisis

Many Americans have heard of the “healthcare crisis”. The fact is that the healthcare system had been increasing at an unmanageable degree that many were being affected by their inability to afford care for themselves and their families. Even those with health insurance were being affected by their high share of cost that they eventually found themselves being dropped from coverage due to their inability to afford to pay. As Americans found themselves struggling so did the country. If the crisis was not addressed it was anticipated that the country would eventually go bankrupt. According to the Office of the Legislative Counsel, the goal of the ACA was to make health insurance coverage more secure and reliable for Americans who have it, make coverage more affordable, and decrease skyrocketing healthcare costs to those who have been affected by the health …show more content…
Since Obamacare about 20 million people now have health insurance. Under Obamacare, senior citizens pay less for Medicare coverage and for their prescription drugs. Others have been able to receive some type of treatment and others have been able to avoid super-high premiums. Dismantling Obamacare would mean higher premiums, deductibles and cost-sharing for the 57 million senior citizens and disabled people who are enrolled in this program. Other individuals who would be affected would be those who are working for companies with at least 50 employees and work more than 30 hours a week. Obamacare has had the largest impact on the individual market, which was largely unregulated prior to the healthcare reform law. It sought to make health insurance more accessible and affordable in a number of ways. It required insurers to cover people with pre-existing condition and banned them from charging the sick more. It mandated that individual insurance cover an array of benefits, including medication, maternity and mental health (Luhby,