Essay on Does The Affordable Care Act Increase Access For Care?
Ariel Klauss, Tahvia McCullough, Ashley Minchew, Simone Moore
The Affordable Care Act was passed into law on March 23, 2010 (Manchikanti, Carraway, Parr, Fellows, & Hirsch, 2011). This policy created many major changes in health care coverage laws. The most notable aspect of the policy is that all individuals must have sufficient health insurance or they will be penalized on their taxes (Patient Protection and Affordable Care Act, 2010). The cost of this requirement is offset by federal funds and the expansion of Medicaid. Another major change is that insurance providers can no longer refuse coverage for individuals with pre-existing conditions (Patient Protection and Affordable Care Act, 2010). A separate provision allows young adults to stay on the their parents insurance until age 26 (Patient Protection and Affordable Care Act, 2010). Additionally, insurance companies cannot cancel policies without reason and must provide an opportunity to appeal denied claims (Patient Protection and Affordable Care Act, 2010). These are just some features of this policy, which is meant to make health insurance more affordable, cost effective, and accessible to millions of uninsured Americans. Low-income adults benefit greatly from this policy, especially if they were previously uninsured. One analysis showed that number of those uninsured fell at the greatest rate among low-income adults, in the past…