Suffering from poor oral health is, unfortunately, a common problem. According to the CDC, roughly 27 percent of the adult population in the United States suffers from untreated dental issues. The main reason that this occurs is price. Even though dental work is necessary, it's often expensive and sometimes the procedures aren't covered by dental insurance. Fortunately, there are many ways to finance your dental work.
If you are in need of a dental procedure loan, follow these three tips to make your experience a pleasant one:
1. Know The Price
If you are planning on financing your dental procedure, you will need to know how much it will cost. So sit down and talk with your dentist. Start by having x-rays done, as well as any other tests needed. These are often more affordable than the actual procedure, and in most cases they are covered by insurance. Once done, ask your dentist to print out a price list for everything you need. Add those numbers up, so that you have a final estimated price. …show more content…
Determine Loan Type
There are several different types of loans for dental work. The loan you choose, will largely depend on how much you need. It might also depend on your credit score.
The first type of loan to consider would be a standard credit card. These cards can be used to purchase a variety of products, including dental work. If you do not have (or want to use) a credit card, consider using a health care credit card. These cards are designed to finance medical procedures, including dental work. You could also consider using a health care installment loan, which is similar to the health care credit card.
If you have poor credit, you could consider using a payday loan to pay for your dental work. You might also want to get a loan directly from your bank or credit union, which are usually slightly more lenient. You could also ask the dentist if they are willing to set up a payment plan for you.
3. Dentist
If you are in need of a dental procedure loan, follow these three tips to make your experience a pleasant one:
1. Know The Price
If you are planning on financing your dental procedure, you will need to know how much it will cost. So sit down and talk with your dentist. Start by having x-rays done, as well as any other tests needed. These are often more affordable than the actual procedure, and in most cases they are covered by insurance. Once done, ask your dentist to print out a price list for everything you need. Add those numbers up, so that you have a final estimated price. …show more content…
Determine Loan Type
There are several different types of loans for dental work. The loan you choose, will largely depend on how much you need. It might also depend on your credit score.
The first type of loan to consider would be a standard credit card. These cards can be used to purchase a variety of products, including dental work. If you do not have (or want to use) a credit card, consider using a health care credit card. These cards are designed to finance medical procedures, including dental work. You could also consider using a health care installment loan, which is similar to the health care credit card.
If you have poor credit, you could consider using a payday loan to pay for your dental work. You might also want to get a loan directly from your bank or credit union, which are usually slightly more lenient. You could also ask the dentist if they are willing to set up a payment plan for you.
3. Dentist