Debt Counselling Analysis

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Before you go...

- I hear there 's a problem with Orion.
- I 'm on top of it.

It 'll be sorted by the end of the day.

Where are you going?

I thought you were studying.
I didn 't want to disturb you.

What 's wrong with you?
You almost gave me away this morning!

- I 'm sorry.
- My mom will kill me if she finds out!

- You know I can 't keep secrets.
- You 're my sister.

- If I don 't talk to you, who will I talk to?
- But it 's hard.

I hate lying to Gogo.

I don 't want to disappoint her.

What 's this?

It 's a letter from the university.

They won 't reverse their decision.

- What will you do? Sis 'Lucy will find out.
- I must involve the SRC.

- I have no other choice.
- What if they can 't help you?

- Rather be honest about what 's
…show more content…
So, how does it work?

Debt counselling helps people get out of debt and helps you to manage your finances better.

- What do they need from me?
- A list of the companies you owe.

They 'll talk to them to give you a lower rate.

Wow! A lower rate?

That 's awesome.

- So I only pay one account?
- Yes.

They consolidate your debt.
But you must be truthful with them.

You must show them all your accounts and your payslip.

My payslip?

So they can figure out how much you can pay back, even if it 's a small amount.

But the less I pay, the longer it will take to settle my accounts.

Remember that it 's either that, or you 're blacklisted.

A few of the places I owe have already threatened to sue me.

The good thing about debt counselling is that none of the companies you owe...

can take any legal action against you, so you 're protected.

You seem to know a lot about this.

My sibling was caught in the same trap you 're in. They helped her.

It 's easy and affordable.
Plus, they help you customise your budget...

- so you can still provide for your family.
- I want to sign up.

I 'm tired of living like this.

I 'll phone Mandla.
He 'll come see you.

Are you okay?

Yes, don 't worry about

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