Three Situations When You Need to Contact a Lawyer about a Fire Damage Insurance Claim
As a homeowner, you are protected from financial loss due to fire by your homeowner's insurance policy. However, the first time you need to file a claim, you may find yourself baffled by the experience. Insurance companies have no issues taking premiums for a policy, but when you make a claim, problems can occur. The following are three situations where you should contact a sunnyvale fire damage law firm.
The compensation is too low
This is so common that it is almost standard procedure. Insurance adjusters attempt to pay out as little as possible. At the same time, they don't want the compensation to be so small that it will trigger a lawsuit. If you …show more content…
The time the insurance company takes to process your claim keeps dragging on. No matter how many times you call, there is always a new excuse to justify the need for more time. They are hoping you will lose patience, so when you are offered a settlement, you will simply take it, and you can put the incident behind you. Your best option in this situation, is to get legal representation. Once you have an attorney on your side, an insurance company will prioritize your claim.
Your claim is denied
This can occur for a lot of reasons, but the point to remember is that an insurance company will jump at the chance to deny a claim, if they think they have a reason to do so. Often, they will do this with smaller claims such as fire damage to a portion of the house and not the entire house. One example might be a fire that was due to faulty wiring, and this was due to a repair they claim was not done by a licensee electrician. In a situation of a denied claim, don't spend time arguing with the insurance company. Contact our law firm immediately.
If you have experienced a problem after you file a claim for fire damage to your home, you shouldn't hesitate to contact a sunnyvale fire damage attorney. We can look at all of the facts in your case, and advise you of how we can proceed to protect your interests, and get you the compensation that your policy entitles you
As a homeowner, you are protected from financial loss due to fire by your homeowner's insurance policy. However, the first time you need to file a claim, you may find yourself baffled by the experience. Insurance companies have no issues taking premiums for a policy, but when you make a claim, problems can occur. The following are three situations where you should contact a sunnyvale fire damage law firm.
The compensation is too low
This is so common that it is almost standard procedure. Insurance adjusters attempt to pay out as little as possible. At the same time, they don't want the compensation to be so small that it will trigger a lawsuit. If you …show more content…
The time the insurance company takes to process your claim keeps dragging on. No matter how many times you call, there is always a new excuse to justify the need for more time. They are hoping you will lose patience, so when you are offered a settlement, you will simply take it, and you can put the incident behind you. Your best option in this situation, is to get legal representation. Once you have an attorney on your side, an insurance company will prioritize your claim.
Your claim is denied
This can occur for a lot of reasons, but the point to remember is that an insurance company will jump at the chance to deny a claim, if they think they have a reason to do so. Often, they will do this with smaller claims such as fire damage to a portion of the house and not the entire house. One example might be a fire that was due to faulty wiring, and this was due to a repair they claim was not done by a licensee electrician. In a situation of a denied claim, don't spend time arguing with the insurance company. Contact our law firm immediately.
If you have experienced a problem after you file a claim for fire damage to your home, you shouldn't hesitate to contact a sunnyvale fire damage attorney. We can look at all of the facts in your case, and advise you of how we can proceed to protect your interests, and get you the compensation that your policy entitles you