Cultural competence is defined as a set of values and principles demonstrated by behaviors, attitudes, structures that enable them to work together effectively (KU, 2016). The basic study of cultural competence is attitude, knowledge, and skills. Diversity is crucial today for organizations; because social and economic change is coming quicker, organizations are understanding the presence of cultural competence (KU, 2016). The idea of Credit Unions began as individuals pooled their money together and completed loans for each other. In the 19th century, the first credit union was opened in Europe by Hermann Schulze-Deltizsch and Friedrich Wilhelm Raiffeisen (ICU). Today, credit unions continue to serve members with financial services and competitive
