Community College Pros And Cons

Improved Essays
One of the toughest times of my life was when I was living with my dad from fourth to sixth grade. My father was in between part time jobs and we had little money. In fourth grade we were living in a small apartment complex that had about ten other residents. The apartment we had was only a one room apartment. There was no wall separating the room from the kitchen. We were one of the only rooms with our own bathroom. We actually had to share a shower with the other residents. At times when I would get back from kids wrestling practice most of the time there wasn’t any hot water left. Maturing throughout the years I realize the stress that my father must have been going through at time, and not getting child support from my mom at the time did not help either. I don’t blame him for having to struggle like we did. My dad did the best he could scarcely he had enough money for rent and Shurfine brand food for the month. Not to mention the money he had to save so I could wrestle, which he probably spent at least $600 dollars a year on. …show more content…
First of all if you go to a community college you should not take a student loan out. Most community colleges are $5000 or less, so just go work for your schooling if that’s the case it is very affordable. Now, if you go to school for a high paying job, if you are smart enough to attend then you may be in luck. Say you were a doctor that made $90,000 a year then you will most likely pay your debt off rather quick. You would be part of the lucky ones that has paid their student debt off. As you can see there isn’t very many pros to taking out a student loan debt. In today’s society with the way the economy is you better be tremendously smart, or an outstanding athlete to afford to go to a decent college, unless you go to a community college, trade school, or a tech school. That being said there really is only one pro for taking out student loans in my

Related Documents

  • Improved Essays

    A college education isn’t free, and for those of us who can’t afford it are at a disadvantage. Some would say that if it’s worth pursuing then take the measure to achieve it by taking out loans. What people fail to realize is that, loans only dig people into more debt. Let’s say a man takes out ten thousand for four years each year to attend college. After he graduates, he is already forty thousand dollars in debt.…

    • 1050 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    College Cost Analysis

    • 1133 Words
    • 5 Pages

    The plus side is that students make better career choices because they do have the prior knowledge that they will have to pay off the student loans. Student loans are being marketed to everyone now and can be valuable…

    • 1133 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    In the book "Is college worth it? , The Borrowing Binge",talks about how "Many of today's college graduates are suffering under mountains of debt, with slim chances of gaining suitable employment to pay back their debt on a timely manner. " As you can see going to college is a hassle because it's not free. Going to college causes you to get into debt. This can be a problem, if you can not find a job to pay off your loans.…

    • 856 Words
    • 4 Pages
    Improved Essays
  • Decent Essays

    When Fedrick Douglas said " If there is no struggle,there is no progress.", he meant if you do not work hard you would not achieve you goals. I have been struggling since i came to the United states. In order to have what you want, you have to work for it. I nver had what i wanted because money issues. Also, that made me a hard wroker and a better person.…

    • 331 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    The first thing you need to do to find a way to get rid of your student debt is to understand it. Many students go through their entire college career and never even open an envelope from their creditors. While, you were not receiving bills on your student loans while attending college, you should have been receiving monthly or quarterly statements about the current balance and state of your loan. You need to be familiar with the conditions…

    • 484 Words
    • 2 Pages
    Improved Essays
  • Superior Essays

    Student Loan Debt Research

    • 1056 Words
    • 5 Pages

    Student loan debt is one very important topic when referring to a college education and life afterwards. Over the years, many students have been left to face problems socially, economically, and psychologically after their graduation. Many expect to get high paying jobs and a stable income, to payback their loans. However, that may not be as easy as it seems. Student loan debt is beginning to take over.…

    • 1056 Words
    • 5 Pages
    Superior Essays
  • Improved Essays

    There are copious benefits due to America’s College Promise Act. Community college’s offer education to every type of student, especially those who are working full time, need remedial courses and have families. Community colleges are often viewed as welcoming to students who have been out of school for a number of years and are attempting to start a new career. A recent economic study showed that community college graduates make ten thousand more a year than students with just a high school diploma (Where Value Meets Value, 2014). The unemployment rate is twenty-five percent lower for those with an associate degree than for those that have only graduated from high school (Goldrick-Rab and Kelly, 2016).…

    • 1905 Words
    • 8 Pages
    Improved Essays
  • Improved Essays

    Most students end up going to very expensive schools and get up to their eyeballs in debt. According to the Institute for College Access and Success, “Seven in 10 seniors (68%) who graduated from public and nonprofit colleges in 2015 had student loan debt, with an average of $30,100 per borrower. This represents a 4% increase from the average debt of 2014 graduates.”…

    • 885 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    I have many examples of the benefits for attending a community college that I do not believe could be reached while attending a four year college at a freshman for sophomore level. From my introduction into the honors curriculum, becoming a student leader with Service Learning’s Into the Streets program and individualized care from the Disability Resources and Services Department, leading to PHI THETA KAPPA (PTK) and my Honors-In-Action officer position; I have never before witnessed a group of mentors, employing the passion to individually reach out to each student in order to help him or her succeed. For instance, my art history professor explained that because I was receiving an “A” in her class, I should research the Honor’s Achievement…

    • 248 Words
    • 1 Pages
    Improved Essays
  • Improved Essays

    Almost everyone wants to go to a good, private college that has a good reputation and offers great education on whatever trade/major that you want to have, but private colleges such as Stanford University, Harvard University, and Williams College cost about $45,000 a year. Most people do not have this much money in their pocket or saved up, so this college tuition puts them in student loan debt. Although it is proven that college graduates earn more money than people who didn’t attend college, college graduates lose a lot of their money by paying off their student loan. According to ‘U.S. News & World Report’, “...the average bachelor’s degree holder takes 21 years to pay off his or her loans.” By 40 years old, college students should’ve payed off the debt, now they can work for 20 more years and save this money if they want to retire by 65 years old.…

    • 580 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    Community college relies on two types of academic faculty, one of them is adjunct professors who do not have a full-time around 67% of full time [Mark 02/2015], another is full-time professors who has a full course load of instruction around 15 classrooms per week [Mark 02/2015]. Community colleges employed adjunct professors to save money, it costs less than to hire a single full-time professor. Adjunct professors do not have benefits; however, full-time professors usually have health insurance and many benefits such as higher salaries. In spite of, more than half student taught by part time professors, adjunct professors do not have benefits ,as well as, full time professors have.…

    • 434 Words
    • 2 Pages
    Decent Essays
  • Decent Essays

    Eight years earlier, he had also a stroke and suffered some brain damage. His medical trauma was so detrimental to our family, at the time, that we actually ended up living in a camper. That was a bad way for me to start seventh grade! He could not work and my mom was the caretaker and breadwinner. She actually ended up taking care of her mother at the time too because she had gotten sick too.…

    • 440 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Education has increased in price over the years. With tuition rates ranging from at least $40,000 per semester, students have no choice but to take out loans. As some loans are abundant, these options have become widely accessible to pay off these costs. Sadly, these decisions have accumulated debts over a college student’s career. With few articles supporting from Megan and Gillispie, these loans can lead to detrimental problems during and after college.…

    • 905 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    When I was in 3rd grade, the only woman who had ever taken care of me passed away due to cancer. My Grandma took care of my mother and I from the time I was born and continued to care for me after my mom moved away. Our lives weren't very luxurious. She worked at Polk Community College as their lunch lady and I never had much; including my own bed. Still, I was never unhappy.…

    • 635 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    In today’s American society, the average college graduate leaves college with a whopping $37,172 in student loan debt. Crippled by constant payments, many struggle to keep up with payment plans. On top of that, federal student loans encompass an interest rate, which has a limit of 8%. Because the interest rates are so high, graduates can end up paying double the original loan amount. Coming from a large family, I have had first hand experience with the effects of student loans, and what it can do to a blossoming individual looking to start a new life.…

    • 822 Words
    • 4 Pages
    Improved Essays