Burgans 1 Alyson Fulton Burgans Cassandra Hamilton Education 201 6 Oct. 2015 Journal Review Article Dietz, D. (2015, October 1). Students with huge loans wonder if college was worth the cost. Register Guard, The (Eugene, OR). The article, “Students with Huge Loans Wonder if College was Worth the Cost,” by Diane Dietz, explains that many students are drowning in debt.…
Both articles use rhetorical strategies to convey the purpose of their article to the reader. Charles Murray uses interesting anecdotes, understandable logical reasoning, and relevant statistics to facilitate his non-traditional ideas clearly to the reader. On the other hand, through the use of credibility Stephanie Owen and Isabel Sawhill uses assertions, logical reasoning, and statistics to educate the readers, however, the unintentional result is a paper with tone and word choice that is difficult to understand for much of the target audience. Therefore, the article that should be published is Charles Murray’s “Are too many people going to college?” Charles Murray’s article “Are too many people going to college?”…
The number of American students in debt keeps increasing day after day. To make matters worse, most of these students happen to come from low income families. So their families are already struggling to make ends meet in their household, but not only that, now they also have to worry about an extra burden upon their shoulders; college tuition. Many students who can't afford to pay these large amounts, usually end up dropping out or putting their careers on hold. According to a statement in the reading, "Almost one in three Americans in his or her twenties is a college dropout, compared with one in five in the late 1960s.…
To prove this point, the author expresses the insane debt, which is calculates "to be a $4 trillion lifetime wealth loss for the students. " By doing so, the audience feels sympathy for the massive debts on society and limited opportunities for individuals to purse their dreams. Due to the lack of money, there is a lack of spending and the "non-spending impairs the economy. Not only do students lack opportunity to enter colleges, but the economy suffers, since nobody buys anything and sellers will not benefit from a lack of…
Argument Analyzes In the article Student Loans Pack Surprising Benefits written Katy Hopkins, Hopkins says college debt may not be necessarily a bad thing if students borrow an amount that they can afford to finish a four-year college degree. Hopkins thinks students should take advantages of student loans because there are many benefits that students should experience while they’re still in school. In Hopkins’ article, she explains four benefits of taking out loans to get a higher education and uses rhetoric appeals to support her points, but the article still lacks of logical appeal even though she successfully shows good ethos and pathos to the reader.…
Many college students believe that they will end up making more money than their uneducated peers. There are many citizens who are unaware that they have the potential to live a world of debt after graduating. Robin Wilson, author of the article “A Lifetime of Student Debt Not Likely”, clearly concludes that student debt is unlikely in the title of the article itself. The real truth is student debt can be highly likely. Although it is easy to agree with Wilson’s conclusion it is easy to see debt in an entirety can also be prevented.…
Students across the country are facing a mounting challenge upon graduation. This challenge is not one that is easily surmounted or circumvented. The challenge is also not limited in scope to one social class or geographical region. The challenge facing more and more students every year is student loans. The loans themselves are not the issue, but rather the excessive amount of debt that tends to follow.…
Caralee Adams author of “Students Alerted to Loan Debt,” Kim Clark author of “Learning the Hard Way,” and Hollis Phelps author of “A Degree in Debt: The High Price of Higher Education,” explain the consequences of student loan debt, specifically how students are forced to take out large amount of loans because of the “struggling” economy. The three articles stress the need for a higher education to be successful in life. The three articles also showcase a students’ fight for a quality, wont-break-the-bank education. In each of these articles, the multitude and differences of opinions of student loan debt are explored, and combined with each authors take on the consequences of debt that come along with the price of higher education. Adams, Clark,…
In the article it states that The Federal Reserve Bank of New York reported that, “ student loan debt has nearly tripled and the number of…
Student loan debt is one of the many financial issues that we in America are faced with today. Not only does this debt have detrimental effects on the economy, but it is directly affecting students who would like to pursue an education, but fear the dreaded debt that accompanies it. Graduates are completing school with exorbitant amounts of debt and are being expected to start making payments within 6 months of completing their degree. How are students expected to start living their lives with massive amounts of debt after freshly graduating school? This issue is increasingly important to me because I am one of the students that will have to be dealing with this issue in not too long.…
You shouldn’t go to college because you will graduate with tons of student debt and no matter if you are deemed disabled or dying you will have to pay your student debt no matter the cost. Student loan crisis, “can’t work? Too bad, pay up anyway.’ Say’s the Education Department after red tape keeps disable borrowers of student loans debt. Under federal law, borrowers who develop sever and lasting disabilities after taking out federal student loans are entitled to have their debts forgiven, but the system is broken, an example is police woman that is unable to work and is wages are being garnished from her disability pay and her social security checks.…
Many people use student loans to finance their educations. These can be very helpful when it comes to paying for an education. However, many students are getting trapped by student debt. In light of this, young people who are heading off to college should consider all their options before borrowing money. Here are five facts that incoming college students need to know about student loans.…
Student Loan Debt and the Economy Ever since the idea of going to college was created students have always worried about how they were going to pay for it. In 1958 the government thought of a solution and the first federal loans for college were introduced (New America Foundation). shortly after former students started to struggle with paying them back, 57 years later students are still fighting the same battle. with interest rates and the costs of tuition rising students are still encountering the same hassle if not even worse.…
Research Paper In the last decade there has been a significant spike in student loan debt. Within the recent years there has been an increasing number of Americans whom are overwhelming burdened by student loan debt than ever before. Statistics show that Americans owe nearly $1.3 trillion dollars in student loan debt alone. The process of borrowing loans to assist with the cost of postsecondary education in the US has recently become a normal occurrence throughout this past decade.…
Recent state disinvestment in public universities has led to tuition increase, forcing students to borrow more than ever before. As a result, over 20% of these students are denied loans for other things, like purchasing a home, buying a car, or starting a business all because student debt has negatively impacted their credit. Student debt diminishes a student’s purchasing power and stops them from being productive members of society and this directly and…