Children's Health Insurance

Improved Essays
Adequate health insurance coverage is important for everyone and especially for children. Children who have a health insurance cover are found to have good health in their entire childhood and in their adolescence and adulthood. Such children are more likely to get the preventive care that keeps them from getting sick, and they can easily receive treatment that they require in their future (Baicker et al. 107). On the other hand, children who are uninsured are more likely to have unmet medical needs, and much less likely to get vital preventive medical services. Fortunately, most of the children in the United States are covered by at least one kind of insurance, as well as half of those who are not covered, are considered eligible for other …show more content…
The overall benefits out of this health insurance coverage are projected to increase the coverage among children over a long-term and make the services better. Using evidence from most researchers of the State health insurance coverage will show the effect that the programs have on children. The paper looks at the health insurance programs and their effects on …show more content…
The Children’s Health Insurance Program has allocated approximately $20 billion over ten years to aid the state that insures children from low-income families who qualify for Medicaid but cannot afford private insurance. The states get an improved Federal match to offer this insurance coverage. In 2007, following the disagreement between the Congress and President Bush on CHIP authorization details, this insurance program was extended to March 2009. During 2009, the approval of the Children’s Health Insurance Program Reauthorization Act of 2009 was passed, and it was signed by President Obama (Baker, and Hsia 538). Following the signing, President Obama sent a memorandum to all the Centers for Medicaid and Medicare Services requesting them to immediately withdraw the 17th August Directive that was sent to state health officials that had put conditions on states and limited their options to offer coverage to the uninsured children. President Obama requested that CHIP be implemented from then onwards without such requirements. Following the signing of the Patient Protection and Affordable Care Act on March 23, 2010 and the Reconciliation Act on March 30, 2010, the law extended the Federal CHIP program authorization for two more years, to September 30, 2010. The law requires states, upon the enactment, to maintain the

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