Insurance saved us from the burden of a hospital bill. For the uninsured, medical bills provoke fear. Society must provide insurance for those who cannot afford it. The ACA touted Medicaid expansion as the solution. However, North Carolina and 18 other states have refused to expand Medicaid.…
Patient Protection and Affordable Care Act: Three Modifications to Health Policy and the Impact of these Changes Written Assignment 2 – Week 2 Ashley Calhoun Health Policy, Politics, and Reform, HCM 590 Professor Dr. Claudette Andrea May 6, 2018 Introduction The Patient Protection and Affordable Care Act signed by Obama in 2010 would forever bring change to healthcare in the U.S. We will discuss three of what I believe to be some of the most impactful changes that occurred because of the ACA: Individual mandate, extension of dependent coverage and expanded Medicaid coverage.…
I believe a few challenges the ACA still faces is with miscommunication of parts of the legislation and the increasing cost to patients. A good example of the miscommunication of the legislation that led to more cost to a patient is a case where a family was made to repay tax credits they received after they had taken what they thought to be the appropriate steps. The advance premium tax credit under the ACA can turn out to be bitter sweet for some people. Under the plan, taxpayers with household incomes between 100 – 400% of the federal poverty line can receive premium assistance tax credits when they purchase plans through a health insurance exchange (Reichert, 2017). This is a benefit to those Americans because they are eligible for…
Any one that in entering the ACA in good health will help offset these costs. However, due to there being significantly less healthy individuals entering the program, federal money has had to be used to finance the subsidies being used. Another problem with the ACA the way that this program has polarized the American people over the economic, racial, and political lines (Henderson & Hillygus, 2011). The ACA was supposed to bring the nation together by the idea of there being a universal coverage plan but this has done the opposite.…
Introduction The Affordable Care Act has transformed the health care system for individuals with chronic illnesses. The ACA stipulates that insurance companies can no longer discriminate against individuals with preexisting conditions (Burge, & Schade, 2014). Prior the enactment of the ACA, individuals with chronic conditions, had difficulties procuring health insurance because of their illness. Individuals with chronic conditions from low income households must have an earning about 400% below the federal established poverty guideline, which as of date is $45,960 to qualify for federally subsidized health insurance (Burge et al., 2014). Researchers estimated that approximately thirty-two million Americans with chronic conditions will have access to health care as a result of the ACA (Arora et…
In 2010 the Affordable Care Act became one of the most talked about pieces of legislation that has brought many mixed reviews. Healthcare is a necessity that each of us need to maintain our lives. While we have an excellent source of healthcare service in the United States, it’s the access to that healthcare that has been a problem for many American’s. There are countries that have already turned to government healthcare. The Affordable Care Act was designed to help each of us have the access to Health care that we have not been able to afford in the past.…
Although many of us, when we hear the name Affordable Care Act (ACA) we right away think about low coverage, better access, and affordability but there’s so much more to it. Physicians are now being faced with having to provide better patient safety and quality of care. Thanks to Medicare’s Hospital Value-Based Purchasing Program (VBP), the quality of care provided to patients by hospitals is now measured through the use of quality measures and the patients’ overall satisfaction of care. Since the program was implemented, the ACA has showed significant results in the healthcare industry. For example, by improving patient safety and quality of care, adverse effects have lowered significantly.…
Introduction Healthcare has always been huge issue in the United States. In the year 2010 “The cost of health care – and health insurance – was rising so fast that ever-growing number of us were winding up in the ranks of the uninsured. Fifty million – one out of every six of us – were uninsured.” (Potter, Web).…
Mandating that your employers offer this insurance, but because of how much costly it is to the employer the employees has to look at the cost measures. Should I take out health insurance or feed my family. It is a no win decision most Americans would deem for the lesser good and provide for their love ones versus getting healthcare service. Physical/Demographic Issues There are many issues that affect the equality of healthcare in this economic downturn such as the lack of vaccinations, chronic diseases and lower disease burdens. As the population of healthcare issues increases dramatically, there will be a more of a need for adequate resources they may need to become available to meet the challenges of providing health care and good quality of life for the individuals and families that are uninsured.…
According to the article, Health Coverage Under the Affordable Care Act explains the ways coverage through employers to help improve access and quality for employers and employees in the workplace. The ACA has projected to support and cover those with chronic medical illnesses. Where they can choose coverage in the employer’s plan or choose to unsubsidized insurance through another exchange from a non-group market. Providing eligibility for a tax credit because employees pay more than 9% of income for the premium in the employer’s plan to help them with better quality of care even during their employment.…
The first thing to take into account is the fact that healthcare accounts for approximately 6% of the U.S. economy. The Affordable Care Act, better known as Obamacare, or other unsavory names is actually in my mind making the medical field and the availability of care for patients more difficult. Regardless of its benefits to some patients, the Obamacare is making things much more difficult for doctors, nurses and anyone in medicine. It has done nothing but increase paperwork and costs, and has done nothing to increase the quality of care.…
First, most people who had insurance under their occupation. Businesses had to shut down their health insurance due to the high expenses from the affect of the ACA and more. Second, the ACA wasn’t planned the best, it could not have had the coverage gap. In which people couldn’t afford insurance at all, low to middle class people and even senior citizens. This essay proves that the ACA wasn’t the best plan and could have been better for citizens in the United States.…
There are many individuals in this world who suffer life crisis differently. Some individuals may be wealthier than others and some individuals maybe poorer than others. These characteristics of individuals socioeconomic status is determined by health disparities. Not everyone will be able to live a content life without proper necessities to make it day by day. Education plays a huge role in improving individual’s socioeconomic status.…
The article describes one of a number of issues that affects not only the relationship between a physician, a patient and the managed care network, but also offers an observation/or opinion in regards to the impact of the Patient Protection & Affordability Act. Depending on which side of the argument one may wish to champion, advocate or proponent, there are and will always be too sides to the story of any legislative act. Legislative action originates from a myriad of influences that may wish to address a particular agenda, the fortunate or unfortunate result of such actions will have a profound impact on the entire network of managed care providers, physicians and ultimately patients. Physicians are bound by their ethical, moral and legal…
Statistically, only twenty-eight percent of Americans are insured through government-funded programs such as Medicare and Medicaid, implemented in the middle 1960s. Medicare commonly insures older people with acute care needs. “Medicaid is the joint federal-state government-sponsored program that pays for health services for poor children, pregnant women, and mothers of young children as well as mentally and physically disabled and very poor elderly individuals” (Emanuel 36). The most recent attempt to maintain a current medical assistance problem was a new law widely known as Obamacare. President Obama signed the Affordable Care Act into law on the 23rd of March 2010, putting in place comprehensive reforms that are meant to improve access to affordable health coverage for everyone and protect consumers from unfair insurance company practices.…