Complete Name: Unit 4 Student Name: Donoho, Leslie
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1. Case Study: “Don’t Let Crooks Steal Your Identity: How to Protect Yourself-and Your Credit Rating” (p. 225)
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2. Provide several methods that crooks use to steal your identity.
Student Answer: There are several ways that our identity can be stolen without our knowledge until we either start bouncing checks or recognizing charges that we never actually made (Kapoor, Dlabay, L, & Hughes, 2014). Thieves are lurking every where we turn hidden in plain sight. For example …show more content…
In most cases victims are unaware that they are even victims until it is too late to do anything about the theft and there is already a multitude of debt built up in our name. There are so many different ways that identity theft is done these days that the best line of defense is to stay visitant and keep a journal of all expenditures, and check your credit reports regularly. In this chapter we learn that Staying alert to our credit monitoring is like setting a home alarm system (Kapoor, Dlabay, L, & Hughes, 2014). If when checking through financial records and credit reports if there is anything that seems peculiar or out of place immediately dispute and investigate to make sure if it is as simple as a billing error or in fact your identity has been compromised. If you do find that your identity has been stolen immediately report to the appropriate agencies (Kapoor, Dlabay, L, & Hughes, 2014). In the article Identity theft it talks about how vital protecting clients information private is, but there is often breaches that cannot be prevented (Kess, S., Grimaldi, J. R., & Revels, J. J. (2017). Identity Theft. CPA Journal, 87(1), 66-68.). The article also goes on to state that being prepared is the best cure for identity theft, even though it is now considered to be a fact of life there are many steps that can be taken along the road of recovery (Kess, S., Grimaldi, J. R., & Revels, J. J. (2017). Identity Theft. CPA Journal, 87(1), 66-68.). Once you begin to receive bills for credit cards, cellphones, medical, and even car loans most will be able to tell that these types of debts are not theirs and that their identity has in fact been compromised (Kapoor, Dlabay, L, & Hughes, 2014). However, often in these cases it is to the
**********************************************************************************************************
1. Case Study: “Don’t Let Crooks Steal Your Identity: How to Protect Yourself-and Your Credit Rating” (p. 225)
**********************************************************************************************************
2. Provide several methods that crooks use to steal your identity.
Student Answer: There are several ways that our identity can be stolen without our knowledge until we either start bouncing checks or recognizing charges that we never actually made (Kapoor, Dlabay, L, & Hughes, 2014). Thieves are lurking every where we turn hidden in plain sight. For example …show more content…
In most cases victims are unaware that they are even victims until it is too late to do anything about the theft and there is already a multitude of debt built up in our name. There are so many different ways that identity theft is done these days that the best line of defense is to stay visitant and keep a journal of all expenditures, and check your credit reports regularly. In this chapter we learn that Staying alert to our credit monitoring is like setting a home alarm system (Kapoor, Dlabay, L, & Hughes, 2014). If when checking through financial records and credit reports if there is anything that seems peculiar or out of place immediately dispute and investigate to make sure if it is as simple as a billing error or in fact your identity has been compromised. If you do find that your identity has been stolen immediately report to the appropriate agencies (Kapoor, Dlabay, L, & Hughes, 2014). In the article Identity theft it talks about how vital protecting clients information private is, but there is often breaches that cannot be prevented (Kess, S., Grimaldi, J. R., & Revels, J. J. (2017). Identity Theft. CPA Journal, 87(1), 66-68.). The article also goes on to state that being prepared is the best cure for identity theft, even though it is now considered to be a fact of life there are many steps that can be taken along the road of recovery (Kess, S., Grimaldi, J. R., & Revels, J. J. (2017). Identity Theft. CPA Journal, 87(1), 66-68.). Once you begin to receive bills for credit cards, cellphones, medical, and even car loans most will be able to tell that these types of debts are not theirs and that their identity has in fact been compromised (Kapoor, Dlabay, L, & Hughes, 2014). However, often in these cases it is to the