A CCJ is a County Court Judgment. Not only will it stop you obtaining credit, including a mortage, it may also hinder your career. Many employers carry out a credit check to find out whether a prospective employee is suitable!
If you don’t do anything about it, the CCJ will stay on your credit record for six years!
So, what do you need to do about it? How can you get it removed?
Pay the amount ordered within a month
If you pay the CCJ within one month, it will be automatically removed from your credit record. You may decide that this is the most expedient option, particularly if it’s only a small sum of money.
However, if it’s a larger amount of money