CCJ: A County Court Judgment

Decent Essays
If you have a CCJ on your credit record, this could be disastrous if it’s not removed.

A CCJ is a County Court Judgment. Not only will it stop you obtaining credit, including a mortage, it may also hinder your career. Many employers carry out a credit check to find out whether a prospective employee is suitable!

If you don’t do anything about it, the CCJ will stay on your credit record for six years!

So, what do you need to do about it? How can you get it removed?

Pay the amount ordered within a month

If you pay the CCJ within one month, it will be automatically removed from your credit record. You may decide that this is the most expedient option, particularly if it’s only a small sum of money.

However, if it’s a larger amount of money

Related Documents

  • Decent Essays

    Esspinsa Corporation Case

    • 126 Words
    • 1 Pages

    Whether Espinosa (the debtor) mailed his discharge noticed under Chapter 13 bankruptcy to United Student Aid Funds meet the requirement of due process? Was the plan considering void judgment if the debtor fails to provide “undue hardship” in an adversary proceeding? RULE Initially, the Chapter 13 bankruptcy code allow debtors establish a plan and repay all or portion of their debts over a specific period of time list. A sufficient confirmation bankruptcy plan will result a discharge of debts if debtors pay off what’s list in the plan. Secondly, the Federal Rule of Civil Procedure 60(b)(4) allow party relief from a final judgment that’s “void”, which happen when there is jurisdictional error or violation of due process that a party lost their…

    • 126 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    The non-custodial parent (NCP), Mr. Evans’s testimony revealed that the house that he and Aquelah LaToya Radcliff live in; they rent and his name is on the bank account with Ms. Radcliff, who is the primary account holder. The house caught on fire; the owner of the house is Donald Evans, who received the money from the insurance. Mr. Donald Evans lives a good distance from Birmingham, where the house caught on fire is located; he sent the money to Birmingham and put it in Ms. Radcliff’s account so they could get the house repaired for them. The NCP stated while he was trying to get things taken care of regarding the house, the Lien Unit took everything out of Ms. Radcliff’s account. Ms. Radcliff had to borrow money to pay Mr. Donald Evans…

    • 609 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    Memorial Day Case Study

    • 254 Words
    • 2 Pages

    Client: 7939-042018 Hello Marcelino, I trust you had a good Memorial Day observance, and apologize for just getting back to you; as being closed for two days and with the shortened work week, we are scrambling to get caught up. Having said that, to answer your questions, the credit reporting agencies (CRAs), Original Creditors (OCs), and Collection Companies all have 30 days to respond to a consumer's dispute. However, the bureaus can extend this period for an additional 15 days, if additional information has been submitted within the allotted time. Moreover, if they attempt to falsely extend the reinvestigation to 45 days, I/we will immediately address the violation.…

    • 254 Words
    • 2 Pages
    Decent Essays
  • Improved Essays

    Every state except Georgia, Massachusetts, Michigan, Tennessee and Wisconsin belong to the Interstate Drivers License Compact (IDLC). This means when you are arrested for DUI in a member state belonging to the IDLC you will be subjected to penalties in the other member state that you reside in. If you fail to show up in court for the out-of-state DUI, your state may issue a bench warrant for your arrest, suspend your license, charge fines and/or imprison you for your offense. Your first step, if you are arrested for DUI in a state other than the one in which you reside is to hire a DUI lawyer of your choosing to defend your case. Your lawyer will advise you which state, the offending state or your resident state is the best…

    • 682 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    Pc 4652 Case Study

    • 79 Words
    • 1 Pages

    Hi Ron, All of the balances in PC 4652 have been re-classed accordingly, except for GL 420055 WMI MUR Expense-Digital.. It appears that we booked one of the line items from JE 2190-41 to this PC/WBS yesterday (see journal below). Unless we stop booking costs to this PC/WBS or we will continue to have this type of re-classes. Attached is the re-class entry for your review and approval to clear out the residual balance from PC 4652.…

    • 79 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    The Oprah Debt Diet

    • 779 Words
    • 4 Pages

    Credit first began in 1910 and first appeared in the Sears catalog. 1950 was the birth of credit cards when Frank McNamara established the Dinner’s Club. Years later the Bank of America offered the BankAmericard and later changed its name to Visa. In 1986 Sears created a store credit card and quickly became the most profitable division. Today we buy everything on credit while parents and grandparent bought almost nothing on credit and thought it was a bad idea.…

    • 779 Words
    • 4 Pages
    Improved Essays
  • Great Essays

    Govc Self Assessment

    • 3668 Words
    • 15 Pages

    I have enclosed three fitness evaluation report enclosure (1) is for the period prior to my GOVCC misuse, demonstrating good judgment, trustworthiness and reliability. Enclosure (2) is the adverse fitness report for the period I received a 6105, also acknowledging my negative behavior, and accepting the consequences of my behavior. Enclosure (3) is for the period after my treatment, and recovery, showing renewed good judgment, trustworthiness and reliability. During this period 2015 I was awarded a Certificate of Commendation signed by Brigadier General Michael A. Minihan USAF, Colonel Christopher J. PaPaj USMC, and Graisri, Gesorn Rear Admiral, Royal Thai Navy, for my efforts during OPERATION SAHAYOOGI HAAT enclosure (4). It has been one…

    • 3668 Words
    • 15 Pages
    Great Essays
  • Decent Essays

    What Is C2 Finance?

    • 66 Words
    • 1 Pages

    C2 Financial Corporation is a mortgage brokerage firm that is located in San Jose, California. Their loan programs include conventional loans, jumbo mortgages, HARP loan program, FHA loans, and VA loans. Their loan purposes include home purchase, refinance, and loan process. C2 Financial Corporation has won the Mortgage Executive 50 Best Companies to Work For award. C2 Financial Corporation is a member of CAMP and…

    • 66 Words
    • 1 Pages
    Decent Essays
  • Great Essays

    On Thursday, November 12th, I visited the Fredericksburg General District Court of the 15th Judicial District of Virginia to observe cases beginning at 9:30 a.m. in Fredericksburg, Virginia. The Virginia General District Court is the lowest level of the Virginia court system and is the most common court citizens of Virginia have contact with. The General District Court is a limited jurisdiction trial court that conducts trials involving traffic infractions and other criminal misdemeanor offenses, hears civil cases involving amounts of under $25,000, and holds preliminary hearings in felony cases. They do not conduct jury trials and all cases are heard and decided by the judge. There are 32 judicial districts of the General District Court serving…

    • 1434 Words
    • 6 Pages
    Great Essays
  • Decent Essays

    John, do we have department policy how to handle post judgment payments. If not, we should come up with one. We will be recording a lot of judgments in the coming months. Since the judgments supersede the loan documents, we should be calculating interest on the judgment amount at the statutory rate. It is more of a loan ops question, if they need to go back and change the loan amount and the rate to the judgment amount, and statutory rate as of the judgment…

    • 86 Words
    • 1 Pages
    Decent Essays
  • Great Essays

    Doing so will quickly remove the debt from your report to reduce the number of accounts listed on your credit…

    • 1479 Words
    • 6 Pages
    Great Essays
  • Improved Essays

    The state of Kentucky takes driving under the influence (DUI) seriously. In some cases, DUI charges are eligible for expungement. The process for northern Kentucky DUI expungement varies from case to case with two distinct conditions. The first is an arrest that does not result in a conviction or guilty plea.…

    • 615 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Jury Court Cases

    • 544 Words
    • 3 Pages

    On November 22, 2016, I sat in courtroom 507 of the Fresno County Superior Court, under the Honorable Judge Timothy Kams. Judge Kams was conducting a jury selection for a jury trial dealing with a felony DUI case. During the jury selection, I witnessed a Venire. A venire or jury pool, is a master list or jury list, from which a petit panel is selected, typically is based on names drawn from voter registration lists or lists of licensed drivers over eighteen years of age (Lippmann, 2014, p.518). I also witnessed a Voir Dire.…

    • 544 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    Court Observation Paper

    • 1091 Words
    • 5 Pages

    The judge sent him to the collection office to work on a better payment plan and gave him 90 days to prove he was going to work on the requirements outline in his…

    • 1091 Words
    • 5 Pages
    Decent Essays
  • Superior Essays

    Like everything, credit over the years has evolved. It has changed its face and grown into something much different from when it began. In today 's digital world, consumer credit has become increasingly accessible, playing into consumer’s impulse buying and causing damage to consumer credit rating. People today use credit for everything, from groceries to doctor’s visits and everything in between.…

    • 1387 Words
    • 6 Pages
    Superior Essays