Essay on C489 Task 3

1174 Words Jun 26th, 2016 5 Pages
C489 Organizational Systems and Quality Leadership Task 3
Jennifer Gentry
Western Governors University

A1. Country to compare and A2. Access
The country I chose to compare with the United States healthcare system is Japan. Access to healthcare in Japan is fairly easy. Every individual, including the unemployed, children and retirees, is covered by signing up for a health insurance policy. They can obtain insurance either through their work or through a community based insurance. For those Japanese citizens that are too poor to afford health insurance, the government supplies their insurance through a social insurance. If a Japanese citizen loses his/her job and becomes unemployed, the individual will just switch to a community
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In the United States, insurance plans obtained after 2010 cannot deny coverage based on pre-existing conditions. There is one exception in which coverage for pre-existing conditions and preventative care can be denied; grand-fathered insurance plans. These insurance plans are exempt from any changes made by the Affordable Care Act, since they were obtained by the individual before March 2010 (Marketplace, n.d.). However, Americans who have a grand-fathered plan can switch to a new market-place plan which covers pre-existing conditions if they desire.
A3. Finance Implications for Healthcare Delivery
After researching Japan and the United States healthcare system, one of the financial implications is the cost of healthcare. In Japan, the general consensus is the Japanese citizens spend too little on healthcare leaving their hospitals in 50% financial deficit (Reid, 2008). The negotiated prices which the Japanese government has set are too cheap. Since most of Japanese physicians are private physicians with their only payer source being the Japan government, there is no way for doctors and private hospitals to make a profit. On the positive side, Japanese are very satisfied with their health system and not one Japanese citizen goes bankrupt due to medical cost (Reid, 2008). The only foreseen issue is whether the…

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