Assignment 3: MRI Done In The Near Future

TProfessor Conner: I feel that the only thing patient worries about is getting the care they need to cure their medical condition. Now whether this includes advanced technology or not really would not concern them, yet the still would expect the providers of care to do whatever needs to be done to make them feel better. With this in mind I feel that most patients are not concerned of what the cost of the care would be, unless it would directly effect their pocket book. I could take myself as an example, I am looking to having an MRI done in the near future and my husband is just receiving his insurance benefits. His benefits package has a deductible of $1000.00 and a maximum OOP of $6000.00 for preferred providers of care. The first thing I have in mind to do is locate a primary care physician that is a …show more content…
So, as you can see since it effects my pocket book I am very conscious of where I seek my care. Unfortunately, many government assisted patients take advantage of the system, because they know there will not be any financial responsibility after the care has been administered. A perfect example of this would be a mother that takes a child to the emergency room for cold symptoms. The mother had two other choices that could have actually saved the government money by either choosing to taking over the counter medication, or make an appointment with the child's primary care physician. There is such a significant difference in the amount of an emergency room visit verses the amount of a primary care visit. When HMO insurance came about it seemed as if it was a solution to preventing unnecessary emergency room visits. In most cases there would have be some time of authorization from the primary care physician, and or the physician association. There was tighter control on patient care, and it was not so