Understanding Supplemental (Medigap) Policies
Original Medicare pays for many, but not all, health care services and supplies. Medigap policies, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Note that Medigap policies are sometimes referred to as “Medicare Supplement Insurance policies” in the Medicare literature.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share. You have to pay the premiums for a Medigap policy.
Every Medigap policy must follow Federal and state laws designed to protect you,
Original Medicare pays for many, but not all, health care services and supplies. Medigap policies, sold by private companies, can help pay some of the health care costs that Original Medicare doesn’t cover, like copayments, coinsurance, and deductibles.
Note that Medigap policies are sometimes referred to as “Medicare Supplement Insurance policies” in the Medicare literature.
If you have Original Medicare and you buy a Medigap policy, Medicare will pay its share of the Medicare-approved amount for covered health care costs. Then your Medigap policy pays its share. You have to pay the premiums for a Medigap policy.
Every Medigap policy must follow Federal and state laws designed to protect you,