Analysis Of The Payback Game

Decent Essays
The cost of college continues to change every day and most students don’t realize the cost to get to college. The Payback game is a website that Tim Ranzetta made to open students eyes and give them a realization of how much college really does cost. While playing this game, students can see their total costs and debts, that they will later have to pay off, throughout their college career. Patton explains that the cost of college education is very expensive and relates it to inflation costs. Patton also explains that the costs of a college education will continue to rise if no one does anything about it. Patton and Lieber both have the same idea that students should have some type of realization of the costs before going to college. They both

Related Documents

  • Improved Essays

    In “Debate on Student Loan Debt Doesn’t Go Far Enough”, Robert Applebaum expresses his concerns when it comes to student loan debt. Applebaum is a graduate of Fordham University of Law who initiated a petition for student loan forgiveness which later was published by The Hill in 2012. Applebaum came up with a proposal of a plan which involved “automatically withdrawing ten percent of the debtor’s income and at 45,000 the loan would be forgiven”. In his essay, Applebaum exclaims that students these days have to mortgage their education because tuition is too expensive due to new stadiums and six-figure administrative salaries. Applebaum believes that student loan forgiveness should be made available to all graduates because a higher education is “a right, not a commodity reserved only for the rich”.…

    • 1011 Words
    • 5 Pages
    Improved Essays
  • Great Essays

    In a groundbreaking study, Baron-Cohen, Leslie, and Frith (1985) compared children with Autism aged between 6 and 16 to two other groups which were, children who suffered from down syndrome aged from 7 to 17, and the control group which were children with no cognitive or social disorders aged from 3 to 6. In comparing these three groups Baron-Cohen et al found the cognitive ability of the three different populations differed. After looking at two different standardized test which were the British Picture Vocabulary Test which tested verbal ability by measuring the ability to match words to line drawings, and the Leiter International Performance Scale that measured non-verbal ability such as memory and visualization. Normal children scored the lowest on nonverbal measures with down syndrome group coming in second and the autistic group placing the highest.…

    • 1640 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Anaisha Murray Mr. King ENGL 101-029 February 3rd, 2014 Is College Worth the Cost? Many people argue that college is not worth the cost. Some individuals say that college is too expensive and when they graduate they are not able to find a job with their degrees. People also say that college is not worth the amount of money they have to pay back in loans after they graduate. Those are all points stated in Rodney K. Smith’s essay…

    • 668 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    "The argument for tuition- Free college" by Keith Ellison (2016) gave a plan in this article to guide America to free college tuition. After have stated alarming facts that regard tuition costs, Ellison pin-pointed students loans as a place to start for free tuition. Ellison recommended that federal investments to states would significantly lower costs to attend college. The author also made a point that if American can invest in billions of dollars on gas and oil, as well as Wall Street, then American is more than capable in investing to higher education.…

    • 151 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    Price Of Admission

    • 902 Words
    • 4 Pages

    Are Colleges worth the Price of Admission? Every parent wants the best for their children, and they want their children to go and study in college, in order to get a dream career. Now days it’s not a cinch as the costs of colleges are rising, and quality of education is dropping. In the article ‘‘Are Colleges worth the Price of Admission’’, by Andrew Hacker and Claudia Dreifus, the underlying thesis is simple: college is too expensive, and return on investment of college is rapidly decreasing, constraining some extreme changes in order for college to remain practical and logical for potential college students.…

    • 902 Words
    • 4 Pages
    Improved Essays
  • Superior Essays

    Rhetorical Analysis

    • 1701 Words
    • 7 Pages

    When it comes to the subject of education, oftentimes many people are skeptical as to whether an institution is basically going to take their money or give them the instruction they expect. In our society today, we see that the cost of living is rising ever so slightly each and every year. With that, it costs colleges big and small far more to provide students with the educational resources that they need. These resources can consume anything from leisure activities to housing opportunities and even providing the highest quality professors. Correspondingly, this leads to the rising cost of education (tuition).…

    • 1701 Words
    • 7 Pages
    Superior Essays
  • Great Essays

    Caralee Adams author of “Students Alerted to Loan Debt,” Kim Clark author of “Learning the Hard Way,” and Hollis Phelps author of “A Degree in Debt: The High Price of Higher Education,” explain the consequences of student loan debt, specifically how students are forced to take out large amount of loans because of the “struggling” economy. The three articles stress the need for a higher education to be successful in life. The three articles also showcase a students’ fight for a quality, wont-break-the-bank education. In each of these articles, the multitude and differences of opinions of student loan debt are explored, and combined with each authors take on the consequences of debt that come along with the price of higher education. Adams, Clark,…

    • 1620 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Across the country, college dreams are being dashed by rising yearly tuition prices. The increase of annual college tuition prices has become such a substantial problem that the percent of students attending college after high school has dropped from 70.1% in 2009 to 65.9% in 2014 (Is College Tuition Really Too High?). (2) Of course, college is a business, and needs money for upkeep, supplies, upgrades, and salaries for the professors. (6) However, the argument pales in comparison to the facts that are present within the declining number of students going on to college yearly, and the consequences of these declining numbers.…

    • 864 Words
    • 4 Pages
    Improved Essays
  • Superior Essays

    What would you buy with 20,000 dollars? Maybe a new car, or a new TV, or a new computer, or a new cell phone, or even new clothes. In reality, 20,000 dollars can buy a lot of things, however, you can only buy a year of college tuition with 20,000 dollars. Isn’t that crazy? Since 1980, tuition costs at colleges and universities has risen to 757 percent (Cecillia Barr).…

    • 1799 Words
    • 7 Pages
    Superior Essays
  • Improved Essays

    Ethic Theories on College tuition In the modern society, all of the future college students work harder on their full time jobs to pay the tuition to enroll college for their major that they wanted to learn for their future after their high school graduation. Some of them don’t have a job and wanted to go to out of state college, but can’t afford and unable to enroll college. Some undergraduate college student wanted to enroll college, but they also can’t afford it. All of the tuitions are expensive and reasons why everyone is struggling to control their budgets.…

    • 1384 Words
    • 6 Pages
    Improved Essays
  • Improved Essays

    This article provided a very insightful look at the challenges of being a college student coming from a low-income background. Scott Carlson the author provides the reader with real life examples of these challenges and allows the reader to understand his viewpoint on the question “should everyone go to college”. We as a nation are pushing high school students to attend college ready or not, Carlson points out two of the more noticeable reasons for this push to attend college, First being that we must support a competitive edge, second we have a wage premium to make a decent living. The United States has one of the lowest rates of completion for college out of the entire developed world, to try to fix this fact, we have set up a “pay to Play”…

    • 384 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    The more an individual has to compensate to attend a school, then the lower the net benefit will be of attending. The Hamilton Project calculates a four-year degree to cost approximately $54,000. In addition, other recent studies Consumer Financial Protection Bureau has exemplified that repaying college tuition can last up to ten years or more. “After attempting to account for in-state vs. out-of-state tuition, financial aid, graduation rates, years taken to graduate, wage inflation, and selection, nearly to hundred schools on the 2012 list have negative ROIs” (Owen and Sawhill 214). With the rising cost of tuition and indefinite job market, individual’s should consider whether obtaining a bachelor’s degree is essential in today’s…

    • 1115 Words
    • 5 Pages
    Improved Essays
  • Superior Essays

    As tuition and fees continue to get higher, scholarships will be more challenging to achieve, and the student will have to get multiple student loans to cover it. “Tuition and fees at public colleges soared a record 14 percent this year, continuing a quarter-century trend of higher-education prices rocketing faster than inflation,” (Price 3). It is true that the government has not always funded the children through the twelfth grade, but times have changed, (Kingsley 16). On one hand, some would argue that students can get apply for a loan or financial aid to pay for college. Education is not free now does not mean that students are prohibited from entering a college or university for a higher education.…

    • 1483 Words
    • 6 Pages
    Superior Essays
  • Improved Essays

    Students are paying more to go to school and are ending up learning less after graduation. With all the college prices rising, less and less people are able to attend college. “In recent years, students have been paying more to attend college and earning less upon graduation – trends that have led many observers to question whether a college education remains a good investment” (Karageorge). If the price of college continues to increase, the value of a college degree will decrease, because there will be less people attending college. According to Richard Vedder, who wrote “Going Broke by Degree: Why College Costs too Much”, the current system of financing for college is extremely negative.…

    • 1189 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Each year the cost of higher education goes up, schools find a way to charge more for something new. Most 18 year olds in America go to college to get a good job. That is why this country’s’ students have racked up 1.1 trillion dollars in debt. People say you cannot put a price or value on education, but a four year degree at a United States college racks up to at least 60,000 dollars. The price of college has risen more than four times faster than inflation since 1978, but most of this money hasn’t gone toward the betterment of education.…

    • 2322 Words
    • 10 Pages
    Improved Essays