Advantages Of Affordable Health Insurance

Improved Essays
How to Find Affordable Health Insurance If You're Self Employed

Perhaps the toughest part of being self employed is finding affordable health insurance. When you work for a large company, they provide health coverage that is subsidized by the business. However, when you are self employed, you will be paying full price for a policy. If you have recently become self employed, you are likely to experience sticker shock. The following are a few things you can do to find an affordable health insurance policy.

Take advantage of the Affordable Care Act
If you live in a state the has health care exchanges under the Affordable Care Act, also known as Obamacare, it is always worth a look to see how much your insurance will cost. There are certain

Related Documents

  • Improved Essays

    Let's face it: Some dental plans aren't worth the paper they're printed on, and they certainly aren't worth the money you are shelling out every month for coverage. Now, if your employer is picking up the tab, there isn't much you can do. But because employers are increasingly turning to cutbacks in benefits such as dental insurance, an increasing number of people are just getting their own. The reason that so many are joining dental networks, and getting their own dental insurance, is because it is actually a cheaper option than using the coverage provided by their employer.…

    • 512 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    Why should the United States of America adopt a Universal Health Care System? With the rising number of uninsured Americans today, seeking medical assistance becomes a burden due to the high cost of service. There are many individuals living in pain, not only physically, but emotionally as well, because of the fear of going to the doctor and being faced with a large bill they can 't afford. In order to minimize or eliminate the number of uninsured individuals, high costs of health care, and low quality of care in America, United States should consider a universal health care plan that is affordable and available to everyone, regardless of income or employment status; giving Americans the option to select a doctor and hospital of their choice…

    • 962 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Companies are increasingly reluctant to pay for their employees’ insurance because it’s no longer a cost-effective way to keep a stable workforce. Thomas 3 Insurers are wary of covering individuals with serious medical problems--and HMOs apply extra scrutiny to their treatments--because those people run…

    • 1007 Words
    • 4 Pages
    Improved Essays
  • Improved Essays

    Now with how you buy it, your medical history can’t be used to decline you so coverage is guaranteed. No seriously complicated questions, no lengthy waiting, government might help you pay for your plan with possibly receiving premium tax credits. When you buy is around one part of the year when you enroll and some or most people are guaranteed. But if you don’t apply and don’t apply for 3 months in a row Obama care can apply a tax on you since 2014. Some of the Pros to Obama care is that tens of millions of uninsured people will get access to affordable, high quality health insurance.…

    • 715 Words
    • 3 Pages
    Improved Essays
  • Decent Essays

    The Affordable Care Act’s aim is to make healthcare affordable for all people. Even for those who already are covered by Medicare. The law will finally close the gap between what insurers will cover for medications and what seniors have to pay. It also allows seniors to enjoy regular preventative care without the cost of co-pays or deductibles.…

    • 329 Words
    • 2 Pages
    Decent Essays
  • Decent Essays

    The Affordable Health Care Act puts people, families and business owners in control of their own health care. It makes the overall cost of health care lower for millions of working families and businesses. Nothing in the ACA makes anyone switch the insurance they have, just offers them one that is supposed to be better. The ACA will preserve Medicare as a promise to America’s senior people. The ACA also lowers drug prices to hospitals and communities that serve lower income areas.…

    • 240 Words
    • 1 Pages
    Decent Essays
  • Improved Essays

    The Affordable Care Act and Florida Since amended in 2010, a heated topic across the country has been the Compilation of Patient Protection and Affordable Care Act, more commonly referred to as the “Affordable Care Act” or “Obamacare”. The Affordable Care Act has caused a rift in legislative bodies in many states. Some states have accepted the terms of the program including all of its expansion on the health care system, but some have been reluctant to implement the program. One of those reluctant states has been Florida, which is apparent by multiple court cases that has come since its inception (ObamaCare Lawsuit).…

    • 1673 Words
    • 7 Pages
    Improved Essays
  • Improved Essays

    The Affordable Care Act (ACA) is a long, complex piece of legislation that attempts to reform the healthcare system by providing more Americans with affordable quality health insurance and by curbing the growth in healthcare spending in the U.S. Reforms which include new benefits, rights and protections, rules for insurance companies, taxes, tax breaks, and funding, spending, creation of committees, education, new job creation and more. This quote is simply stating that the ACA is here for the low income Americans, so they can receive the healthcare that they need without the stress of the high cost, Obtaining optimal care at a reduced price is one of the main intension of Obamacare which he feels everyone deserves. The main goal for the healthcare act is to promote healthy Americans. With this Act everyone can benefit from it greatly.…

    • 675 Words
    • 3 Pages
    Improved Essays
  • Great Essays

    The Affordable Care Act: Why the Premiums are Going Up, Why Insurance Companies are Backing out of it, and What Effects it has on the Economy The Affordable Health Care Act was passed in March, 2010; by former President Barack Obama. According to (Affordable Care Act-HealthCare.gov), “the act has 3 main goals, to make affordable health insurance available to more people, to expand the Medicaid program, and to support innovative medical care delivery methods designed to lower the costs of health care generally”. This research paper will discuss why the premiums are rising under the ACA, why insurance companies are backing out of the ACA, and what effects it has on our economy. The act is also referred to as “Obamacare” or “the Patient Protection…

    • 1729 Words
    • 7 Pages
    Great Essays
  • Improved Essays

    Obamacare helps more people get insured. Before the Affordable Care Act was passed, around 35 million Americans were uninsured. After the Affordable Care Act was passed, roughly 13 million people were uninsured. Obamacare overall helps the elderly get more affordable health insurance. Obamacare lowers the premiums and deductibles for the 57 million elderly using medicare.…

    • 293 Words
    • 2 Pages
    Improved Essays
  • Improved Essays

    The Affordable Care Act along with the Patient Protection are laws that was passed to insure that American citizens can afford an obtainable health care for them and or their families. March 23, 2010 was the day and year that President Barack Obama first initiated the two laws. So focusing more on the Affordable Care Act, the law is supposed to ensure that American citizens are able to have some form for of health coverage. By doing this Obama was intended to provide healthcare to broader variety of citizens. The Affordable Care Act, also known as ‘Obamacare’, is a series of benefit coverage and financial incentives and disincentives which was provided to attract a diversity of people.…

    • 575 Words
    • 3 Pages
    Improved Essays
  • Improved Essays

    The Un-Affordable Health Care Plan The Affordable Care Act is a universally mandated act that allows for every citizen of the United States to obtain healthcare at a low and affordable price (Obamacare Facts). It was created mainly to help the lower class and those who could not afford the kind of health care available at that time. This can seem to be a great way to boost the unfortunate; but with it comes the countless disadvantages and unmoral regulations. The unconstitutional values of Obama’s Affordable Care Act infringes on basic human rights written in the U.S Constitution, and forces taxpayers to pay for the inhumane procedure that leaves around 1.5 million people dead each year (CDC). America is, and always has been known as the melting pot (Joyce Millet).…

    • 1170 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Mandating that your employers offer this insurance, but because of how much costly it is to the employer the employees has to look at the cost measures. Should I take out health insurance or feed my family. It is a no win decision most Americans would deem for the lesser good and provide for their love ones versus getting healthcare service. Physical/Demographic Issues There are many issues that affect the equality of healthcare in this economic downturn such as the lack of vaccinations, chronic diseases and lower disease burdens. As the population of healthcare issues increases dramatically, there will be a more of a need for adequate resources they may need to become available to meet the challenges of providing health care and good quality of life for the individuals and families that are uninsured.…

    • 1229 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    Affordable Health Care

    • 1271 Words
    • 5 Pages

    In United States of America, there has been a change in health policy after the lawmakers came together to rectify the flaws in our limited healthcare. With the Affordable Care Act (ACA), the national health focus has been shifted towards disease prevention and health promotion. The affordable care act provides the largest coverage of behavioral health in history. Under the Affordable Care Act, health plans must cover preventive care which in previous years was not catered without copayment and deductibles. This includes the coverage for mental health, substance abuse use disorder that is comparable to coverage of medical and surgical care.…

    • 1271 Words
    • 5 Pages
    Improved Essays
  • Improved Essays

    There are many public policy problems that exist in the United States today. One public policy problem is the Affordable Care Act, which is also known as Obama Care. It is a U.S healthcare reform law that expands and improves access to healthcare spending through regulation and taxes. The Affordable Care Act provides Americans with access to affordable health insurance, improving and regulating the health insurance industry, and reducing health care spending in the United States. The objective of Affordable Care Act is to expand health insurance coverage to an estimated 32 million uninsured Americans.…

    • 1464 Words
    • 6 Pages
    Improved Essays