a) Introduction
The CEO of 7-11 Industry have approach our bank to apply for 2 term loan for the purpose of purchase property. To evaluate our customer, our report is using the 5C credit analysis. 5C include character, which is the willingness of customer to repay. Capacity, the ability of customer to repay and capital, how much does the shareholder or directors inject money in their project. Condition is will the economy affect the condition of the company? For collateral is a security to the bank. These are the basic component that help banker to understand customer’s business. Besides that, with the aids of the SWOT analysis we are able to know the industry condition more in depth. SWOT analysis also identify that the strength, weaknesses, …show more content…
Thus, this represent that 7-11 Corporation have the capacity to repay the loan. This indicate that the 7-11 Corporation ability to provide product and services that increase their demand.
From the global economy factors although is a disappointing year but it does not have much effect on the corporation this is because they are selling the product that are daily needs for the consumer. So, the condition of the economy may not have much impact on them. (Bloomberg)
In addition, our customer will pledge the property that they going to purchase at Glenmarie Hicom Industrial Park as collateral for their term loan facility which cost RM20 million. This collateral is as a second resources payment if in the case the company fails to repay the loan. From the overall analysis, 7-11 Corporation may assume as a good business and made the requirement of the …show more content…
As Malaysia is a multirace country, whereby we have Malay, Chinese and Indian. According to the Islamic law, Malays are not allowed to consume any meals without halal trademark. 7-11 is a convenience store which has fulfilled the requirement of providing halal food and beverage. 7-11 is a convenience store which has fulfilled the requirement of providing halal food and beverage. Therefore, the demand of Chinese and Indians will decrease in 7-11.
In Malaysia, government has implement the Good and Services Tax (GST) in April 2015, therefore this causes the goods that display at 7-11 become pricey. Consumers will compare the prices of the goods they need with others convenience store, to ensure that they are not paying extra and besides, consumers will not be willing to purchase their needs at 7-11 as the prices has been increases.
The CEO of 7-11 Industry have approach our bank to apply for 2 term loan for the purpose of purchase property. To evaluate our customer, our report is using the 5C credit analysis. 5C include character, which is the willingness of customer to repay. Capacity, the ability of customer to repay and capital, how much does the shareholder or directors inject money in their project. Condition is will the economy affect the condition of the company? For collateral is a security to the bank. These are the basic component that help banker to understand customer’s business. Besides that, with the aids of the SWOT analysis we are able to know the industry condition more in depth. SWOT analysis also identify that the strength, weaknesses, …show more content…
Thus, this represent that 7-11 Corporation have the capacity to repay the loan. This indicate that the 7-11 Corporation ability to provide product and services that increase their demand.
From the global economy factors although is a disappointing year but it does not have much effect on the corporation this is because they are selling the product that are daily needs for the consumer. So, the condition of the economy may not have much impact on them. (Bloomberg)
In addition, our customer will pledge the property that they going to purchase at Glenmarie Hicom Industrial Park as collateral for their term loan facility which cost RM20 million. This collateral is as a second resources payment if in the case the company fails to repay the loan. From the overall analysis, 7-11 Corporation may assume as a good business and made the requirement of the …show more content…
As Malaysia is a multirace country, whereby we have Malay, Chinese and Indian. According to the Islamic law, Malays are not allowed to consume any meals without halal trademark. 7-11 is a convenience store which has fulfilled the requirement of providing halal food and beverage. 7-11 is a convenience store which has fulfilled the requirement of providing halal food and beverage. Therefore, the demand of Chinese and Indians will decrease in 7-11.
In Malaysia, government has implement the Good and Services Tax (GST) in April 2015, therefore this causes the goods that display at 7-11 become pricey. Consumers will compare the prices of the goods they need with others convenience store, to ensure that they are not paying extra and besides, consumers will not be willing to purchase their needs at 7-11 as the prices has been increases.