There are circumstances in life that will lead you to debt to take care of a need that is beyond your financial ability. Moreover, repaying the debt above your normal financial obligations can be stressful, and if not handled well, will have a negative effect on you and your family. To manage that, here are 4 ways to help you deal with debt.
• Dealing with debt involves motivation as much as it does managing money. To begin with, visualize yourself debt free and think about what you need to do to achieve that. Secondly create easy to achieve short term goals, that will keep you motivated to pursue the next goal after successful conclusion.
• Draw a budget and plan to spend on only what you need. Put off