Companies that used big data mining to generate more business are the major 3 credit bureaus: Equifax, Experian, and Transunion. I think these 3 companies basically make their business by analyzing your data. They keep records of when you apply for a loan, how much you pay every month to that company, where you live, where you had live, how many credit cards you have, how many loans you have, how much money you make, what kind of car you have, your age, level of education etc. And base on that information they give you an score that pretty much can cost you thousands of dollars when lenders give you a lower rate if you score is high and higher rate if you score is low. I think, unfair power is given to these companies. The weird thing is if
