I was surprise that I was in the negative by 244.00 each month after paying for school and my monthly bills.
That was including spouse income too.
2. Where do you foresee needing to make some spending changes and why?
Changes need to be made in eating out. I noticed that to much is being spent going out to eat.
Time to start cooking at home.
3. After reading CH 4 and completing this worksheet, do you think you will start doing a monthly budget (or continue, if you already do one)? Why or why not?
I need to do a monthly budget but I never finish through with doing them. This time around more than likely I will start doing it but then