Insurance

In today’s modern world health insurance is as important as proper nutrition and having adequate shelter; however, it remains one of the biggest obstacles families and individuals in the United States face on a daily basis. The unfortunate reality is, that millions of Americans go without health insurance, and thousands of people die every year due to being uninsured, all the while insurance companies continue to report all-time high profits. In 2014 alone, while the rest of the country…

who don’t have health insurance in the US. Health is the most important thing in our lives. Health is the free gift that God gave it to us and it should be free. Many individuals cannot afford health insurance in the US. Health insurance should be free for everybody because people pay taxes and they should receive some benefits from paying taxes, health is the free gift that God gave it to us, and immigrants and single people cannot afford all of those bills. Health insurance should be free…

The time period of adjustment is also a factor in an insurance carriers decisions to change their rates. According to a study done by the price analytics firm, Earnix, almost half or 46% of carriers wait only one to two months and 35% wait three to six months before changing their rates after filing the change with the state’s department of insurance. The reason for this may be news of the rate increase may reach the market at the time of the rate filing. By quickly moving to change their rates,…

This case study will attempt to help John and Jane smith find an insurance policy that best suits their needs and wants in regards to home insurance and auto insurance. In order for the house to be properly insured, it is going to have to be insured for the market value of $989, 000. This is because of indemnity, where the insured is returned to the same financial position as before the loss, without making a profit. Overall the coinsurance for a homeowners policy states that there is a…

Exide life insurance with improving the policy status The life insurance company has been derived renamed Exide life insurences, following approvals from insurances regulatory and development authority in affairs at ministry corporate. The Exide life insurances based on acquiring at 100% in moves followed with ownership of the insurances at company last year. The Exide at India at largest company of electrically storage at batteries. It is accrued Bangalore based on 50% stake in the Exide life…

down but had not reached the level of the best–managed insurers. The Committee also hoped that with improved management, the Corporation would not only catch up with but also improve on the renewal expense ratio attained by the erstwhile leading insurance companies in India. Mohsin (1966)2 suggested that the requirements of the financial system in India and the interest of the policyholders called for a modification in the investment policy of the LIC. The 28 study also highlighted that…

About 50 million Americans between the ages 19 and 64 could not fill their prescriptions because the price was to high this is 2 million more people than the year before (Sittig). Americans are not getting the insurance coverage they deserve or that they need. Health insurance is needed in america to help people pay for certain medical expenses ranging from medicine to hospital stays. The cost of a surgery or an x-ray is a lot more than most people can pay out of pocket. Health care costs are…

We all know we need home insurance and life insurance; however, not everyone takes the time learn about the various options they have before it's too late. No one really thinks that something bad is going to happen to them or someone they love; however, bad things can and do happen to good people all the time. And many times an unfortunate accident catches those same people off guard, because they suddenly find themselves unprepared in the midst of a tragedy. So stop what you are doing right…

Most people nowadays drive some type of vehicle, meaning they need to have insurance coverage at all times. If you are looking for cheap car insurance for your vehicle but are unsure of how to get it, follow the steps below. Always Shop Around You would think this would be a no-brainer when it comes to looking for cheap car insurance. But the truth of the matter is that many people get sucked into a cheap car insurance commercial and are easily convinced that they have the best rates around.…

Gender and Car Insurance It’s a commonly known fact that car insurance rates are set based on many factors such as demographics, driving records and your vehicle’s value, but one thing that shocks many drivers is that gender affects the rate you pay for coverage. In fact, your car insurance rates can vary as much as 50 percent based on gender, age and marital status. [1] Young married couples in their early 20s pay an average of 21 percent less per person than single drivers, but the women in…