Insurance

laid? I bet most people would say yes to this question. When these people end up losing their job they also end up losing something else that is very important to have which is having health insurance that pays for their family and their own medical bills. The reason they end up losing their health insurance is that their health benefits were provided by their employer. Before the worker finds a new job they might have unexpected family medical bills come up, these bills could be from a visit a…

In today’s economy, there is an outrageous demand for health insurance. President Obama has signed a reform for citizens without medical health insurance. Since the reform has been passed, controversy has been split into those who support it and those who don’t. Others believe that it will worsen the economy and the opposing side will argue that those who don’t have coverage may now benefit from it. Even though citizens should have a choice to a health coverage rather than being forced to have…

benefits consist of health insurance and retirement benefits. Historically, employers and employees split the cost share of employer sponsored health insurance. Employers, often with the heavier burden, offer health insurance benefits to their employees at a pre-taxed amount. Employers have a vested interest in keeping a healthy workforce and employees are concerned with receiving comprehensive coverage for themselves and their families. Employees who have health insurance are more likely to…

sponsored health insurance. This allowed employers to offer health insurance to their employees. According to David Blumenthal, M.D., M.P.P., in his article titled, “Employer-sponsored Health Insurance in the United States—Origins and Implications, “Employer-sponsored insurance has done its job in many respects” (2006, p. 84). He explains how, until recently, employer-sponsored insurance has been made affordable to working Americans. But, Blumenthal also states that “Employer-sponsored insurance…

did not have health insurance, mainly due to cost(PMC). The Affordable Care Act (ACA), now helps those patients to get health insurance without insurance companies declining due to previous or present illnesses. However, this is still not beneficial to most, as many are still in need of health insurance. An example, A client may get into an accident and needs to get surgery fast, with no insurance, the cost can start to pile up creating many of those in debt. Medicaid, insurance for the poor,…

Want Short Term Health Insurance You are going to get sick, it’s inevitable. When you are sick, it’s imperative that you have the access to the medical care that you need, especially if you are facing a life-threatening condition. Although there are many new and exciting changes going on in the insurance industry, you may not always have access to your own, permanent health insurance plan. The following a few reasons why you may want to consider getting temporary health insurance. You’ve Waited…

Lavelle and Smock, of Journal of Health and Social Behavior 53(4) 413-431, “Divorce and Women’s Risk of Health Insurance Loss”, is one that can link together the social and economic problems being faced by women who loses their health insurance due to being single, divorced or a change in marital status. There is a grave number of divorced women, roughly 115,000, that lose health insurance annually with an average of 65,000 becoming uninsured. The authors, Bridget Lavelle and Pamela J. Smock use…

Three Situations When You Need to Contact a Lawyer about a Fire Damage Insurance Claim As a homeowner, you are protected from financial loss due to fire by your homeowner's insurance policy. However, the first time you need to file a claim, you may find yourself baffled by the experience. Insurance companies have no issues taking premiums for a policy, but when you make a claim, problems can occur. The following are three situations where you should contact a sunnyvale fire damage law firm.…

In the United States today, the healthcare system is based more on business than to help those in need. Greedy insurance and pharmaceutical companies are taking the hard earned dollars of millions of people. Patients who need to seek medical care have no other choice than to pay out of pocket for thousands of dollars of care, or they can go without receiving the care at all. While other patients cannot afford to pay for medication necessary for their survival. The medical industry in our country…

Three Things That Can Influence Your Home Insurance Quote Whether you're purchasing another home or simply pondering exchanging insurance organizations, there are a few things you can do which can help in bringing down your homeowner insurance costs. While looking for a home insurance quote, the organization you run with is vital ... in any case, the rebates offered are where things become real. You have to meet all requirements for the greatest number of rebates as you can and they could…