Equifax

How many of you are aware of credit card skimmers that thieves install where you swipe your card to pay at the pump? Today I would like to address the dangers of credit card skimmers at the gas pumps for those of you that are credit card users. In this speech I would like to talk about the problems and solutions associated with credit card skimmers at the gas pumps. “Being able to pay by credit or debit card at the gas station is a nice convenience. But when you swipe your card at the pump, you…

Credit Scores 101: What Credit Score is Needed to Buy a House? Millions of people long for the American Dream—the dream of homeownership. The ability to paint a room without asking permission from their landlord. They long for the years where they are paying for an asset that will ultimately make them money—an investment unlike any other. Much more than simply a place to stay and a place to call home, owning a home is a milestone in life that says to people, you made it! If you obsess about…

asked during the pre-employment process, Coors continued to use the polygraph until 1986 when Coors stopped using the polygraph and, instead, implemented the industry-wide standardization of using drug screening tests, psychological surveys, and an Equifax background checks to all job…

Case Study – IBM 1. What is IBM’s “Smarter Planet” business strategy. How does this relate to IBM’s mission and values? In essence the “Smarter Planet” business strategy’s all about big data, which’s essentially a new form of data which’s so large, so complex, and collected at such a high rate that it requires special software such as Watson in order to make use of it. With how interconnected things have become, IBM believes that Big Data will become important ergo, Watson will be in high…

deriving ethical codes are not taken seriously or abused, a distrust in the profession can publicly occur. This dilemma is not something new to the public where such corporations who’ve dabbled with huge ethical problems like Enron, United Airlines, Equifax, and Kobe Steel come to mind. One of the most abused, and arguably most dangerous, ethical code in engineering that comes to play is to falsify data or restricting honest information for the purpose of the company’s personal gain. This was…

If you are in debt, and who isn't, you may find that at some point in time you would benefit from the services of one of the many credit counseling agencies that abound in every city and state. The fact of the matter is that we are a nation of debtors for the most part and many of us find that we are slaves to interest rates. The beauty of working with a legitimate credit counseling service is that they will contact your creditors on your behalf and negotiate a lower interest rate for your debts…

sanitize the contents of garbage and recycling bins at home to ensure no PII information is in them, removing name(s) from a mailing list(s). But the most important of them all is ensuring we perform a periodic review of all 3 major credit reports from: Equifax, Trans Union and Experian credit bureaus. As a minimum it is recommended we do this at least once a year. The FBI recommends that when someone realizes or suspects they have become a victim of identity theft, they need to first contact…

The home buying process can be stressful and at times rather intimidating to say the least. It's likely you don't go around buying houses everyday; therefore, the process is probably not something you are extremely familiar with. And even if you've purchased a house before, it's probably been a while. That means if you want to get through the entire home buying process as stress-free as possible, then you are going to need to take some time to properly prepare yourself before you begin. How…

Right to Privacy In the world today privacy is a big problem people are having to deal with. The government has abused their power and in some cases, broken the law. Not just once, but a number of times and has lied about it and tried to sweep it under the rug as if no one was around. Government and politics are two wild animals who are related. They are hungry for money and power. Most of their own people believe just that, and think the government is behind every little bad, unfortunate,…

Identity theft is defined as “The crime of obtaining the personal or financial information of another person for the sole purpose of assuming that person's name or identity in order to make transactions or purchases” (Definition). It is one of those things that people believe could never happen to them. They don’t think it’s that big of a deal and then become careless when it comes to sharing personal information on and offline and when they are online shopping. However, identity theft is a very…