Article Assignment 1 The article “Why Fund Ratings Could Be Misleading” relates mutual fund ratings to the loss aversion experienced by investors. Ratings companies such as Morning Star or Standard and Poor rate mutual funds with a one to five start rating system, with five being the highest. The rating each fund acquires reflects cost and risk adjusted historical performance. The article makes the case that the rating system does not take into account each potential investor’s loss aversion.…
Currently, you are losing your money, if you are just saving your money in your bank account or safe. In this year, you lost 1.6% of your money. It is lower than the United States annual average, 3.22% (S), but it is still 1.6%. The price of goods keeps increasing and we need more money to buy the same goods. However, banks do not pay us enough interest. In fact, inflation rate in this year, 2016 is 1.6% according to Federal Reserve Bank of St. Louis (S), while we have 0.01% of interest rate of…
College students have been educated to take various risks in order to achieve the best possible result for any given situation. Some risk comes with numerous consequences, but some come with an abundance of rewards. The best investment you can make in college is an investment in yourself, but sometimes the best investment is in the stock market. The younger you are, the more risk you can take. This saying describes college education, and investing in the stock market very well. When students…
There are many ways to make money in today's ever changing world. People are relying more and more on turning their hobbies into their profession and one such practical and viable hobby is stock photography. Stock photography is the photographs of common places like landmarks, nature, events, people etc. Taken in a professional manner for commercial purposes. Here are the ways by which you can make plenty of money with your stock photography. 1.Having the proper equipment Before starting your…
Stage Two When you get data on our Precious Metals IRA, get in touch with us in regards to the kinds of metals that can be incorporated and any inquiries in regards to your record set-up. Stage Three Once the metals are set into your record, you will have your very own Reagen Gold Groupdelegate consistently call at whenever later on to talk about further broadening. You may likewise round out our IRA Account Form and a Reagen Gold GroupRepresentative will get in touch with you. IRA FAQ’S The…
regarding investing that Joe Mansueto founded Morningstar Inc., which helps the average investor when it comes to making important investment decisions. A person wanting to put their funds in a more convenient and less risky investment option should look into investing in a mutual fund (Bihari & Shukla, 2012). A mutual fund possesses a collective of people investing in multiple securities which…
Investment Strategy Diversify two stocks per industry to dampen effects of industry specific crashes, while still maintaining a substantial amount of capital within each market to benefit from industry specific rises. Our investment strategy would focus solely on capital growth, as such, the three industries would be the Financial, Telecom Services, and Utilities sector as they are currently the top performing sectors with around +60% companies up 0% - 2%. TELECOM SERVICES 1. Fusion…
Investment Philosophy My investment philosophy and strategy was not just investing in a single industry. Instead, I wanted to have a variety of stocks in my portfolio, with investing in multiple different companies from different industries. I tended to gear more towards larger companies that are growing relatively fast. These companies were ones that I was personally familiar with and liked as a whole. Amazon, for example, being the largest ecommerce retailer, I believed would be a pretty good…
Silent Springs Ms. Rachel Carson began a new movement. Rachel Carson brought to light the many dangers pesticides such as DDT have on the environment, animals, and humans. This environmental movement offered new insight about the harm pesticides have on all living organisms. In Silent Spring Rachel Carson starts an environmental movement by informing the public of the dangers of pesticides, which causes a shift in views towards pesticides and the harm they do to the environment. Rachel Carson…
Impact and Accomplishments of Environmental Sustainability Movement Environmental sustainability as a social movement has grown and evolved to be a societal phenomenon, gathering massive supporters, advocates, global recognition and political interest. The movement since its inception, has recorded a great deal of accomplishments worthy of note. Perhaps the most renowned and early accomplishments dates back to 1916, when the National Park Service was established. Gottlieb (2005) notes how…