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    many, and for these reasons. Payment cards, such as credit and debit cards, allow more consumer freedom. The production and circulation of paper bills adds more to consumer bills in terms of marginal fees, which nobody wants to pay. Also, payment cards are safer for consumers opposed to cash. Because payment cards are economically friendly and are coupled with supporting technology, a cashless economy…

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    I found an article on identity theft that ruined a man’s life. David Crouse was a victim of identity theft. Like many people today, he frequently shopped and did his banking online (Waters, 2010). It is believed to be a keystroke malware that infected his computer while he visited online sites (Waters, 2010). Someone had hacked into one of the sites he frequently visited and his computer got infected (Waters, 2010). The criminals were able to pick up all his personal information by…

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    wallet, Apple Pay, available on select iPhone models such as the iPhone 6 series, iPhone SE, and iPhone 7. Apple also offers the use of Apple Pay on the iPad Pro, iPad Air 2 and iPad minis 3 and 4. With Apple Pay consumers can add their credit cards and debit cards to the electronic wallet to pay for purchases. Another major cell phone provider the offers an electronic wallet is Samsung. With Samsung a consumer can use the Samsung Pay to pay for purchases like they could with the Google Wallet…

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    As your turn finally arrives you go ahead to check out so you pull out your handy-dandy credit/debit card you causally swipe your card ready to leave you type your pin in. a few second later the teller tells you your card is not going though. you panic because all these people are behind you and you know you have money on the card so you turn red and the teller smiling politely tells you to swipe your card again. you probably just put the wrong pin. a few worried seconds later the teller says…

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    Checkout Trolley Essay

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    the Figure 3.4 are: • The use case “Get the checkout trolley”, must perform the use cases of the subsystem Checkout Trolley. • The use case “Pay bill” of customer and handle payment use case of the Cashier must perform the use cases, Cash payment and Card payment. • Similarly scan product use case of cashier involves further use case add product and remove product Figure 4.3: Use Case of Regular Checkout system vs Checkout Trolley System 4.3.2 Structural Design The structural design is the…

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    stealing information from 40 million debit/credit cards from Target’s systems. *Last known attack from cyber criminals* Date 3: November 30, 2013 (15 days after Date 1) – Target acknowledges publicly that FireEye had been giving more alerts but local teams deemed that no action had to be taken against the alerts so Target did nothing. Date 4: December 13, 2013 (28 days after Date 1) – U.S. Department of Justice notifies Target executives about fraudulent debit/credit information connected to…

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    stores all over the country signed up customers for various products like a new checking accounts, debit accounts, credit card accounts without their approval or consent. The employees then used to transfer money from the customers original account to these new fraudulent accounts leading to overdraft fees when the customer used his original accounts. Similarly, the customers signed up for credit cards had to pay unnecessary sign up fees, annual fees, interest rates and also affected…

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    Freud On Dreams

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    disappointment, this dream with the reoccurring theme of failure would not be complete without my family acting as spectators watching me fail. The last and probably most significant part of the dream is when I dove into the black hole after my credit cards. I believe this holds a lot of significance, in the dream I dove in and felt as though I was falling not flying. I believe that this is the culmination of my loss of control; however, I believe the black hole a condensation of the future. I…

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    Upon, arriving home I checked my mobile banking app and my account had expectedly so dropped to 50 dollars. After not using the card for an additional two weeks I decided to check my account. When I saw the numbers under my name I almost had a heart attack because my account had dropped from having 50 dollars in it to having me owe the bank 105 dollars. Later on, after contacting…

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    that first Visa card and in many other ways that come with growing as an adult and taking on more and greater responsibilities. While credit cards can certainly be used for ill-advised retail therapy, that doesn 't mean they are completely bad. Actually, it 's important to maintain three to five credit cards to improve your credit score. That may sound somewhat crazy, but your credit history plays a big part in determining your credit score. In order to harness the power of credit cards for…

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