Consumer protection

TABLE OF CONTENTS Introduction 3 Main body 3 Issue 1 3 Case facts 3 Legal provisions 3 Applicability on the case 4 Recommendation 4 Issue 2 4 Case facts 4 Legal provisions 4 Applicability on the case 4 Recommendation 4 Conclusion 4 INTRODUCTION The IP law of Australia is made to promote the innovations and also protect those businesses that develop the original intellectual property for having the benefits of being competitive. In Australia, there are also participants from a number of…

A list of documentation proofs required to apply for Australian visitor/ tourist visa The Australian visitor or tourist visa provides people an opportunity to visit this country for any tourism related activities or business purposes. Tourism related activities generally include holidays, recreation, visiting friends and family and sightseeing in Australia. However, there are certain rules and regulations that people need to follow, which we have already discussed in our previous articles. Apart…

Federal Trade Commission Act. The mission it possesses is the promotion of consumer protection and eliminate the antibusiness practices, such as a monopoly. Under the Act, they are to prevent unfair methods of competition. They also help seek monetary redress and other relief for conduct to consumers and international government agencies. The settlement had resolved a lawsuit that MIC violated the Telephone Consumer Protection Act by making all automated calls to cellphones and calling people…

A well-founded emphasis on consumer rights results in renewed attention to market integration and competition. The wide choice of products and services combined with thriving competition within the Internal Market will ensure consumers are protected as there is improved market transparency and comparability of prices. Unfair commercial practices such as misleading advertising will impact the economic interests of consumers as they would not take an informed transactional decision. Consequently,…

and N.C. Smith, authors of the article “Fairness in Consumer Pricing," the enthusiasm of consumers when there are sales has historical background. Consumers who were “willing to wait and take the risk of unavailability could obtain exceptional value when retailers attempted to clear stocks at the end of selling seasons.” (124) However, as time has moved forward, this idea of jumping at the bit to get the cheapest price possible makes consumers exceptionably vulnerable to deceptive pricing ads.…

Database Marketing and You As technology progresses, our consumer protection laws struggle to keep up with the new and invasive ways that companies and large corporations collect, analyze, and sell personal data extracted from the public. The NSA’s collection of data and tracking of digital activities has raised an increasing amount of concern from the public. However, many companies also utilize this unregulated type of data collection. Social media has created a new way for these companies to…

The Australian Consumer Law (ACL) is Australia’s national consumer law, replacing previous consumer protection laws in the Commonwealth, states and territories. The ACL applies at the Commonwealth level and in each state and territory. Under the ACL, there are nine consumer guarantees that apply to new and used motor vehicles sold to a consumer: 1. Suppliers and manufacturers guarantee that motor vehicles are of acceptable quality 2. A supplier guarantees that motor vehicles will be…

Michael F. Maniates (2001) article, Individualization: Plant a Tree, Buy a Bike, Save the World?, challenges the idea of individualized, consumer-based environmental solutions. The author attracts the reader immediately by recalling a famous Dr. Seuss tale, The Lorax, which tells of a "short sighted and voracious industrialist" who is blinded by greed and destroys the landscape in order to produce "Thneeds" (pg. 31). However, the book ends with a sense of hope, by commanding a young individual…

Explaining Deceptive Acts or Practices The Consumer Financial Protection Bureau (CFPB) continues to use unfair, deceptive, and abusive acts or practices (UDAAP) as its primary enforcement tool. Over the past four years, the CFPB has used UDAAP to enforce hot button issues such as credit card add-on products, credit card advertising, debt collection, credit reporting and monitoring, auto lending, and mortgage servicing. In the coming years, credit unions should expect to see UDAAP being used…

Every consumer wants to ensure they are buying products they can trust and fulfill its purpose. Often that is the case, but there are occasions when products are deemed unsafe to consumers, therefore, they are recalled. The U.S. Consumer Product Safety Commission (CPSC) is the agency “charged with protecting the public from unreasonable risks of injury or death associated with the use of thousands of types of consumer products under the agency’s jurisdiction” (Seaquist, 2012, p. 131). Many…