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1. Rushed (Current Bank Experience) My first experience with selecting my current bank draws back to my first day at university. I created an account, on paper, at a tent during the welcome week celebration. The experience was quite rushed and informal. I had numerous questions and concerns. I have never had to deal with my own finances before, and I was quite nervous. However even though the rushed process, the bank was quite accredited and well-known so I didn 't mind and felt safe inputting…

Using a Mobile POS for Efficient, Stress-Free Inventory Management Summary: Mobile POS systems are an integral part to any business that wishes to generate profit, operate efficiently and provide their customers with excellent customer service. A primary issue that mobile POS systems solve is the streamlining of inventory checks and related procedures. Here, we will analyze common issues with inventory checks and how a mobile POS system eliminates these issues. At face value, the primary…

HDFC Regalia First Credit Card HDFC Regalia Credit Card is a card offered by HDFC bank. The card comes with special privileges and benefits. The card also offers the feature of reward points on all card transactions. These points when accumulated can be used to purchase gifts and other items. Why HDFC There are plenty of banks in the market that offer credit card facilities. What makes HDFC unique is the fact that it is the second largest private bank in the country. It has a network of…

Touch ‘n Go Sdn Bhd applied the Electronic Payment System (EPS) in the business. Touch ‘n Go Sdn Bhd provides a made of payment via a prepaid e-payment smart card called the Touch ’n Go card. The Touch ‘n Go card is an electronic purse that used to pay for toll usage at all highways in Malaysia. Touch ‘n Go Sdn Bhd uses contactless smartcard technology. The credit card-sized Touch ‘n Go smart card is made of plastic with Philips’MIFARE microchip technology (which is locally developed according…

2.2.6 INFRASTRUCTURE FACILITY: J&K Bank ltd is having a class ‘A’ infrastructure facility as a back to provide services to its customers. Bank is having its corporate offices at both Srinagar and Jammu as a multi-storey building. J&K Bank ltd has 725 branches and 650 ATMs which are well equipped and furnished. The bank is using latest technology in their branches to provide better services. Every branch is fully furnished with chairs and tables and other accessories. Bank has also…

SUMMARY OF KEY RESEARCH FINDINGS No business can survive without customers associated with it. The banking sector is primarily a service industry, hence service to the customers and delivery of right kind of products become necessary to acquire and retain the customers. Over the counter interactions with the customer, ambiance in the bank’s branch premises, employees attitude, and behavior, use of latest technology in day to day banking transactions, banking hours for customers, various…

People experience many different kinds of emotions, and in order for people to clearly recognize how other people are feeling, they must ask questions in order to completely understand the situation without causing a large amount of tension. When conflict occurs between two people, one must be careful to not cause additional tension between the two parties. One of the most effective ways to accomplish this is through perception checks. The purpose of a perception check is to clarify nonverbal…

On August 2009, Ms. Patty Chan said she was hired by Chain Systems, Inc. as the Office Manager for the insured as she is supervised by Tong Chen the owner and operator at Chain Systems, Inc. She said her front office desk position requires her to work the front reception of the office where she types up invoices, create P.O.’s, (Purchase Orders) and other simple bookkeeping duties. She said that her office duties derive from instructions whom she receives from Mr. Tom Tong by helping him with…

During the process of Bank of America, that is trying, with everything they know how to get to be number one. Bank of America products that are offered is investments, banking, online banking, insurance, credit cards, and CD’s. In this paper, you will see some of the pricing strategies that Bank of America offers to individuals as well as investors. The process will show you the target market that bank is trying to receive, and with the promotions that Bank of America has to offer in the next…

In my eighteen years of life so far, my family and I have lived in extreme poverty and over the years have gradually worked our way up to middle class. I have seen hands on how the rules of the poverty class as well as the middle class play a huge role in society. The middle class is not perfect by any means, but it is much more comfortable that poverty. As someone who grew up in poverty, I can say that there are many luxuries my family and I had to get by without, such as bank accounts, access…