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8 Cards in this Set

  • Front
  • Back

health insurance claim

documentation submitted to a third-party payer or government program requesting reimbursement for health care services provided

preauthorization

prior approval for treatment by specialists and documentation of post-treatment reports

hold harmless clause

patient is not responsible for paying what the insurance plan denies-but must be listed as a part of the insurance policy



health care provider

physician or other health care practitioner

CMS (Centers for Medicare and Medicaid Services)

administrative agency within the federal Department of Health and Human Services (DHHS)

Health insurance specialists, aka Reimbursement specialists

review health-related claims to determine the medical necessity for procedures or services performed before payment (reimbursement) is made to the provider

Claims examiner

employed by third-party payer, reviews health-related claims to determine whether the charges are reasonable and medically necessary



medical necessity

involves linking every procedure or service code reported on the claim to a condition code (disease, injury, sign, symptom, or other reason for encounter) that justifies the need to perform that procedure or service