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360 Cards in this Set
- Front
- Back
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PROPERTY
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Rights or interests in the thing owned
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REAL PROPERTY
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Immovable
Bearing Wall Not Leasehold Estates |
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FIXTURES
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Incorporated into the land
Not Cost Not time of attachment |
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TRADE FIXTURES
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Business Office
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RUN WITH THE LAND
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Appurtenant
Easements, Water Co Stock, Covenants and Minerals No Separate Conveyance |
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PERSONAL PROPERTY
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Hypothecated Alienated, Become Real Property
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FEE SIMPLE ESTATES
FEE ESTATE ESTATE IN FEE |
Indefinite Duration
Freehold Most Interest Not Free of Encumbrances Inheritance |
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FEE SIMPLE DEFEASIBLE
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No Alcohol
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LIFE ESTATE, PROPERTY LEASED
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Owner Dies, Lease Terminates
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LESS-THAN-FREEHOLD ESTATES (LEASES)
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Lessee's
Not Necessary to Sign 6 Months = Estate for Years Personal Property, Chattel Real |
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SUBLEASE
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Transfers Possession
Can Sublease or Assign if not Mentioned |
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QUIET ENJOYMENT
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Paramount
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ABANDONMENT
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Tenant Leaves Voluntarily
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PERCENTAGE
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Based on Gross Receipts
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SECURITY DEPOSIT
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Furnished or Not
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ESTATE FOR YEARS
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Fixed Period
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LICENSE
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Personal, Revocable
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TITLE VESTING
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Tenancy = Method
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SEVERALTY
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Individual (Only One)
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JOINT TENANCY
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T time
T title I interest P possession Cannot Will Free of Unsecured Debts |
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TENANCY IN COMMON
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Can Convey Separately
Unity of Possession |
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COMMUNITY PROPERTY
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Husband and Wife
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AGREEMENT TO SELL
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Unenforceable
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CLOUD ON TITLE
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Single Woman Married
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QUIET TITLE ACTION
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Remove a Cloud
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ALIENATION
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Convey
Opposite of Acquisition |
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EMINENT DOMAIN
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For Public Use, Taken by the Government
Individuals do not have Owner must be paid JUST compensation |
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POLICE POWER
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Zoning
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ESCHEAT
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Individual cannot use
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ACCRETION
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Natural Causes
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AVULSION
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Dam Breaks
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PROBATE SALE
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Comission set by court
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INTESTATE SUCCESSION
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No Will
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DEEDS
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Purpose
Transfer Interest |
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GRANT DEED
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Executed when signed
Not necessary to be recorded |
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QUITCLAIM DEED
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Conveys rights of Grantor
No covenants |
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DEED ESSENTIALS
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Granting clause
Legal competence of Grantor Not acknowledged Delivered and accepted |
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CONSTRUCTIVE NOTICE
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Given by recording
First to record or possess gets the property |
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ACKNOWLEDGMENT
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Employee without interest
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ENCUMBRANCES
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Limits Title
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EASEMENTS
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Encumbered
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PRESCRIPTIVE EASEMENTS
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No confrontation with owner
Can easily be terminated for non-use |
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TERMINATION OF EASEMENTS
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Dominant tenement records quitclaim deed
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APPURTENANT EASEMENTS
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Buyer has same rights
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CONFIRMED BY
|
Quiet title suit
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PRIVATE RESTRICTIONS
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15,000 square feet
Grantor or developer |
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PRIVATE RESTRICTIONS-
CONDITION |
Penalties are more severe
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PUBLIC RESTRICTIONS
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Public health, safety, moral and general welfare
One lot = varience |
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PUBLIC RESTRICTIONS-
CHANGES CAN BE INITIATED BY |
Owner, subdivider, government
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PUBLIC RESTRICTIONS -
COMMERCIAL TO RESIDENTIAL |
Down Zoning
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PUBLIC RESTRICTIONS -
MULTI-FAMILY ZONE |
R-3
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ENCROACHMENTS
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Sue neighbor for trespass
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LIENS
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A charge imposed
Trust deed or mortgage |
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SPECIFIC LIEN
|
Trust Deed
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GENERAL LIEN
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All Property
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PROMISSORY NOTES
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Evidence of debt
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AMORTIZATION
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Liquidation
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LEVEL PAYMENT
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Payment applied to principal increases
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NEGATIVE AMORTIZATION
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Payments do not cover interest
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GPAM LOAN
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Defers some principal payments
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INTERESTS RATES AFFECTED BY
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Not unemployed
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SIMPLE INTEREST
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Home loans
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VARIABLE INTEREST
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Rate can increase or decrease
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EFFECTIVE INTEREST RATE
|
Rate paid
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NOMINAL INTEREST RATE
|
Rate specified in note
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NEGOTIABLE INSTRUMENT
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Not a mortgage
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STRAIGHT NOTE
|
No principal payments are made (interest only)
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BALLOON LOAN
|
Partially amortized
Entire balance due |
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HOLDER IN DUE COURSE
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No knowledge of defects
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DISCOUNTING
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Selling for less (carrying second on a loan)
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DEFAULT
|
Foreclosure for $15,000 (full amount)
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MORE THAN ONE BORROWER
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Jointly and severally
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TRUSTOR (BORROWER)
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Signs the trust deed
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BENEFICIARY
|
Loans money
Consent for consolidation and new restrictions |
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RIGHT TO SELL
|
Trustor to trustee
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TERMINATED
|
Reconveyance deed
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COURT SALE
|
One year redemption period
Trustor possesses the property |
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TRUSTEE'S SALE
|
3 Months before publishing
Right of reinstatement Most expedient |
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DEED IN LIEU OF FORECLOSURE
|
Lender assumes junior loans
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REQUEST FOR NOTICE PROTECTS
|
Beneficiary of second loan
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LENDER'S BASIC PROTECTION
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Borrower's equity
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PRIORITY
|
Recorded first
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RELEASES CLAUSE
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Releases portions of the property
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"ASSUME"
|
Relieves seller
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"SUBJECT TO"
|
Sellers liable; buyer not liable
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SUBORDINATION CLAUSE
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Future loans have priority
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ACCELERATION CLAUSE
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Unpaid sum due
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OPEN-END
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Borrow additional money
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BENEFICIARY STATEMENT
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Gives current balance
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PREPAYMENT PENALTY
|
Trustor making advance payments
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MECHANICS LIENS
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Verified and recorded
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MECHANICS LIENS-
PRIORITY |
Beginning of construction
Earlier than recording Could impair trust deed |
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MECHANIC LIENS -
NOTICES |
Completion, cessation, non-responsibility
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LIS PENDENS
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May affect title
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LIS PENDENS IS EFFECTIVE UNTIL
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Judgment rendered or lawsuit dismissed
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EXECUTION
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Court order to sell
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INJUNCTION
|
Court order to stop
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CHAIN OF TITLE
|
Important when deciding to issue title insurance
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ABSTRACT OF TITLE
|
Written summary of documents
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PRELIMINARY REPORT
|
Seller is trustor
Remove mechanics lien |
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STANDARD POLICY OF TITLE INSURANCE
|
Most buyer obtain
No survey or on-site inspection |
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STANDARD TITLE INSURANCE -
PROTECTS AGAINST |
Forgery
Improper delivery |
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TITLE INSURANCE -
EXTENDED POLICY |
Covers improvements on adjoining land
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ALTA POLICY
|
Includes a survey
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TITLE INSURANCE -
EXCLUSIONS |
Zoning
No policy covers everything |
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TITLE INSURANCE -
SEARCH |
County clerk, county recorder or federal land office
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MISREPRESENTATION
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Obvious, knowledge, caused no expenses on income property
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COMMISSION TO BUYER
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Must inform seller
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REAL ESTATE LAW
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Commissioner promulgates rules and regulations
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ILLEGAL ACTS
|
DA prosecutes
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BLIND AD
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No broker's name
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MISLEADING ADVERTISING
|
Misleading map
"Move right in" - when it needs major repairs |
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SECRET PROFIT BY NON-LICENSEE
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No cause for action
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REFERRAL FEES
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Both broker and salesperson
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GIFTS
|
Microwaves are OK - Reveal to all
$50 is OK |
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COMMINGLING
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Funds from broker's own property
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NOT A MEMBER N.A.R.
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Not a REALTOR
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SALESPERSON AS INDEPENDENT CONTRACTOR
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Broker is still liable for conduct
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UNLICENSED ASSISTANT
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Broker must read advertising
Must be supervised on internet Both guilty if solicits buyer or sellers |
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MANAGE PROPERTY
|
Broker
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LOAN BROKER LAWS
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Disclosure given to borrow when signed
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LOAN BROKER LAWS -
ADVERTISEMENT |
Not 1-800-for-a-loan
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DESK COST
|
Total expenses divided by the number of salespersons
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COMPANY DOLLAR
|
Income minus only commissions
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TRUST FUND ACCOUNT
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Separate trust funds
Any employee |
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ETHICAL PRACTICES
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Honesty and fairness
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RECOVERY ACCOUNT
|
Only pay recovery account plus interest
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SELLING TRUST DEEDS
|
Advertising must include interest rate and discount
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MOBILE HOMES -
CAN SELL |
Only if registered
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MOBILE HOMES -
MUST REMOVE SIGNS |
Within 48 hours
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MOBILE HOMES -
NOTICE OF TRANSFER |
Within 10 calendar days
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REAL ESTATE LICENSE -
EXPIRED LICENSE |
Can be renewed within 2 years after expiration
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REAL ESTATE LICENSE -
TEMPORARY (150 DAY) LICENSE |
Delinquent child support
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ADVANCE FEE CONTRACT
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No guarantee of sale or lease
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FAIR HOUSING - ALL THE ABOVE
|
1968
Provide fair housing Steering Unenforceable - no effect Refuse to show when out of town Blockbusting, panic pedding - not duress No discrimination - rejected offeror No discrimination against singles Department of fair employment and housing Different prices - money damages Show same homes No gender or ethnic quotas Can refuse to answer |
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ECONOMIC THEORY
|
Lost interest on equity is a lost of ownership
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LEVERAGE
|
$300,000
Borrow the maximum |
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ECONOMIC THEORY -
APPRECIATION |
Trustor
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PRICES DECREASE
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Value of money increases
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SELLER'S MARKET
|
Prices rise
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IMPACT REAL ESTATE
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Consumerism, land use controls
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GNP AND EMPLOYMENT RISE
|
Income rises, home sales increase
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LENDERS
|
Portfolio risk management - concerned with all individual savings
answer "D" |
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FINANCIAL DEREGULATION
|
Pay any rate of interest
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INSURANCE COMPANIES
|
Large loans
Work through mortgage companies |
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SAVINGS AND LOAN ASSOCIATIONS
|
Most funds in real estate
Primary source |
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MORTGAGE COMPANIES
|
Sell in secondary market
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PRIVATE LENDERS
|
Junior loans
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SECONDARY MORTGAGE MARKET
|
Resale market place
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FEDERAL HOME LOAN MORTGAGE CORPORATION
|
Maintains secondary market
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FEDERAL RESERVE SYSTEM -
INCREASES RESERVES |
Decreases loan activity
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TIGHT MONEY
|
More second trust deeds
Sellers carry back second |
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FEDERAL NATIONAL MORTGAGE ASSOCIATION
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Not a demand source for money
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LOAN TO VALUE
|
Lower ratio, higher equity
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A LOAN COMMITMENT
|
Result of income, borrower, and property
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CONSTRUCTION LOAN
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Interim
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TAKE OUT LOAN
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Long term
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DEBT INCOME RATIO
|
Loan qualifying tool
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MORTGAGE LOAN
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Collateralized by real property
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MORTGAGE YIELD
|
Investor's interest return
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LENDERS MINIMIZE
|
Substandard loans
Degree of most important risk |
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LATE PAYMENT
|
MORE than 10 days
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100% LOAN
|
Protected by appreciation
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AMORTIZATION TABLES
|
Monthly payments
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WAREHOUSING
|
Collecting loans
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FICO SCORE
|
Credit history of borrower
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SECURITY INTEREST
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Creditor's interest in debtor's property
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DISCOUNT POINTS
|
Percentage of loan amount
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DOCUMENT REPARATION CHARGES
|
Loan orgination fee
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TRUTH IN LENDING
|
Not agricultural
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TRUTH IN LENDING -
PURPOSE |
Meaningful disclosure by lender
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ANNUAL PERCENTAGE RATE
|
Cost of credit
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ADVERTISING - ONLY APR IS USED
|
Other disclosures not required
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RIGHT TO CANCEL
|
Residence
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CONDITIONAL INSTALLMENT SALES CONTRACTS
|
Legal title - vendor
Security device Transfers equitable title |
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DEFAULT, QUITCLAIM DEED
|
Signed by buyer (vendee)
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LOAN INSURED BY
|
FHA or private insurer
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FHA
|
Protects lender against default
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VA
|
No down payment
Cannot be rental property |
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CAL-VET
|
Land contract
Department of veterans affairs |
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INSURANCE
|
Promise of reimbursement for damages
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FIRE INSURANCE
|
Neither gain nor loss
|
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ESCROW
|
Financial code
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ESCROW -
INSTRUCTIONS EXECUTED BY |
Buyer, seller, third parties
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ESCROW -
PURPOSE |
Terms are met
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ESCROW CLOSING STATEMENT -
BUYER DEBT CREDIT SELLER |
Purchase
Pre paid taxes |
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ESCROW -
PRORATIONS |
Not unsecured loan
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ESCROW -
IMPOUNDS |
Recurring costs
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TWO TERMITE REPORTS
|
Get instructions from buyer and seller
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ESCROW CAN
|
Call for funding of loan
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REPORT TO IRS
|
Escrow
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MOVE IN EARLY
|
Seller's written permission
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RELEASE DISPUTED FUNDS
|
Instructions from all parties of court order
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1 TO 4 FAMILY RESIDENTIAL DWELLINGS
|
Required
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UNIFORM SETTLEMENT STATEMENT
|
No charge
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BUYER CAN REQUIRE
|
Specific lender
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GOOD FAITH ESTIMATE
|
Must be furnished
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TDS -
GIVEN BY |
Transferor, even if sold "as is"
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TDS -
MUST REVEAL |
All known defects
Not repairs |
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TDS -
AMENDED STATEMENT |
Buyer can rescind
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TDS -
LICENSEE CAN NEVER |
Fill out the seller's portion
|
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TDS -
DEFECTIVE STATEMENT |
Buyer can sue within 2 years
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ALQUIST-PRIOLO ACT -
REQUIRES DISCLOSURE |
Near by earthquake fault lines
|
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ALQUIST-PRIOLO ACT -
ZONE EXTENDS |
1/4 mile wide along fault lines
|
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CONTRACTS -
BILATERAL |
Diligence
|
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CONTRACTS -
EXECUTED |
Completely performed
|
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CONTRACTS -
VOIDABLE |
Binding until rescinded
Duress Menace or threats Not illegal purpose |
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LEGAL ESSENTIALS OF A VALID CONTRACT
|
Not money, performance, nor writing
|
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VALID CONTRACT -
OFFER AND ACCEPTANCE |
Must have for real estate contracts
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VALID CONTRACT -
CAPABLE PARTIES |
Minors can acquire
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VALID CONTRACT -
CONSIDERATION |
Valuable, good, sufficient, adequate
|
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STATUTE OF FRAUDS
|
If not to be performed within one year, must be in writing
|
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BREACH OF CONTRACT -
SPECIFIC PERFORMANCE |
Not by broker
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LISTINGS
|
Bilateral employment contract
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AGENCY CREATION
|
Reveal as soon as possible
For any period of time Employment contract Find purchaser, accept deposit Payment of consideration is not required Not voluntary offer Terminated by completion |
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LISTINGS -
ORAL AGREEMENTS |
Commission permissible (but not required)
Broker would sue broker |
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LISTINGS -
LEASE ON DUPLEX |
Broker is agent
|
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LISTINGS -
SUBAGENT OF LISTINGS BROKER |
Duty to seller only
|
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FIDUCIARY OBLIGATIONS
|
Licensee
Integrity, loyalty, honesty, confidentiality |
|
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PRESENT ALL WRITTEN OFFERS
|
At the same time
Unless frivolous or express instructions |
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SELLER FIRES BROKER
|
Liable for damages
|
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BROKER OWES BUYER
|
Fair and honest deal
|
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BROKER AS AGENT OF BUYER (OFFEROR)
|
Can present offers to seller amd seller's agent
Accepting unauthorized deposits Owes fiduciary duty to buyer only |
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FIDUCIARY OBLIGATIONS -
MATERIAL FACTS |
Must reveal
Leaky roof Septic tank - Rescind |
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PUFFING
|
Exaggerated features or benefits
|
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BROKER PROMISES SELLER TO FIND HOUSE
|
Civil suit for damages
|
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AGENT PROMISES TO ADVERTISE AND DOES NOT
|
Actual fraud
|
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PROTECT CONFIDENTIAL INFORMATION
|
After listing expires
|
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DEPOSITS
|
May be anything
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DEPOSITS -
SELLER |
Deposit belongs to seller
|
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HOLD DEPOSIT CHECK OR ACCEPT PROMISSORY NOTE
|
Must inform seller
|
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CONFLICT BETWEEN BUYER AND SELLER
|
Interpleader
|
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COMMISSIONS
|
Communicate acceptance
If not shared - civil suit Cancels owes both |
|
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COMMISSION AFTER TERM OF LISTING
|
Protection period clause (safety clause)
|
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LIABILITY
|
Damages if acts in excess
|
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FRAUDULENT MISREPRESENTATION
|
Discipline, civil, criminal
|
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EXCLUSIVE LISTING
|
Must contain specific termination date
|
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EXCLUSIVE AGENCY
|
Owner sells, No commission
|
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EXCLUSIVE RIGHT TO SELL
|
Pay commission
No procuring cause Between seller and broker |
|
|
OFFERS -
TERMINATED BY |
Withdrawal, gets refund
Death of buyer Rejection by offeree For any reason |
|
|
COUNTEROFFER
|
Offeree becomes offror
|
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DEPOSIT RECEIPTS -
BUYER DEFAULTS, DEPOSIT IS |
Divided between seller and agent
|
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DEPOSIT RECEIPTS -
TIME IS OF THE ESSENCE |
Deposit receipts
|
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OPTIONS -
AGREEMENTS |
Not to revoke an offer
|
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OPTIONS -
CONTRACT |
To keep an offer open
|
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OPTIONS -
OPTIONEE |
Not bound to perform
|
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OPTIONS -
OPTION AND LISTING |
Disclose offers, written consent
|
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MARGINAL TAX RATE
|
Next dollar earned
|
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|
UNADJUSTED BASIS
|
Cost
|
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ADJUSTED BASIS
|
Not mortgage payments
|
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|
TAX SHELTERS
|
Income taxes
|
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|
GAIN
|
$40,000 sale, $8,000 basis = $32,000 gain (profit)
|
|
|
PERSONAL RESIDENCES -
DEDUCTIONS |
Property taxes and interest, $3,672
Interest on common area mortgage |
|
|
PERSONAL RESIDENCES -
ADJUSTED BASIS |
Concrete patio
|
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|
INCOME PROPERTY -
DEDUCTIONS |
Not for vacancy
|
|
|
INCOME PROPERTY -
DEPRECIATION |
Cost of building, not land
Must be improved |
|
|
INCOME PROPERTY -
OPERATIONAL LOSS |
Might offset capital gain
|
|
|
INCOME PROPERTY -
CAPITAL EXPENDITURES |
Added to cost of basis and depreciated
|
|
|
INCOME PROPERTY -
LOSS UPON SALE |
Could deduct if rental property
|
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|
EXCHANGES
|
Like kind
|
|
|
BOOT
|
Debt relief or cash
|
|
|
BOOT
RECEIVER |
May have recognized gain
|
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|
BASIS OF NEW PROPERTY
|
Basis of old
|
|
|
SALE LEASEBACK
|
Deduct 100% of future rent back
Not seller's book value |
|
|
INSTALLMENT SALE
|
Mortgage relief is down payment
|
|
|
PROPERTY TAXES
|
Not intangible personal property
|
|
|
TAX BILLS
|
No legal description
|
|
|
AD VALOREM
|
According to value
|
|
|
PROPERTY REASSESSED
|
When sold
|
|
|
OVER ASSESSED
|
Assessment appeals board
|
|
|
DATES
|
February 1, April 10
|
|
|
DELINQUENT TAX SALES
|
Owner remains in possession and can redeem for 5 years
|
|
|
ASSESSMENT LIENS
|
For local improvements
Cannot purchase land |
|
|
MELLO-ROOS
|
Seller must disclose
|
|
|
TRANSFER TAX
|
$22
$138 |
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SUBDIVISION MAP ACT
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City or county governing body
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MASTER PLAN
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Districts, streets, seismic
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PLANNING COMMISSION
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Zoning
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CONDOMINIUMS
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5 or more units
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CONDO -
SIDEWALKS |
Common area
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CONDO -
TYPE OF PROPERTY |
Residential, industrial, commercial
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CONDO -
ESTATE IN REAL PROPERTY |
Condo and apartment
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CONDO -
SELLER PROVIDES BUYER |
By laws and CC&R's
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LAND PROJECT
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14 days
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REAL ESTATE COMMISSIONER
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Desist and refrain
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PUBLIC REPORT -
GIVEN |
Anyone, anytime
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PUBLIC REPORT -
RECEIPTS |
Keep 3 years
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PUBLIC REPORT -
EXCESSIVE PRICE |
Not included
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BUILDING CODE
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Higher standard
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BUILDING CODE -
PURPOSE |
Minimum standards
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BUILDING PERMIT
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Local building department
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DEVELOPER
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Streets, etc
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TIME SHARE GIFTS
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Must reveal required attendance
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FRANCHISE
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Marketing plan
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ADVANCE FEE FOR ADVERTISING
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Deposit in trust account and use for advertising
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BILL OF SALE
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Not real property
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APPRAISER
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Disclose interest
Date contract was signed The date given Building of no value - deduct demolition Unacceptable methods - Felony Marketability and acceptability Not assessed value Strip mall - Certified general license |
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APPRAISER -
NARRATIVE REPORT |
Not buyers financial condition
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APPRAISER -
TYPE OF VALUE |
Statement of purpose
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FEE APPRAISER
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Self employed
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APPRAISAL
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Analysis of facts
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STABILITY OF VALUE
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Conformity
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MARKET VALUE
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Present worth, ability of one commodity
No cost D demand U utility S scarcity T transferability |
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PRINCIPLE OF CONTRIBUTION
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Swimming pool
Effect on net income |
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HIGHEST AND BEST USE
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First step for vacant land
Net return Site analysis If temporary, interim use |
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PRINCIPLE OF SUBSTITUTION
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No prudent person
Use, design, income Lowest price preferred |
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PRINCIPLE OF REGRESSION
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Nearby substandard property
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UNEARNED INCREMENT
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Population
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PLOTTAGE
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Common ownership of 2 or more units
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HIGHEST VALUE
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Maximum resources
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APPRECIATION
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Increase in value over time
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MARKET DATA (COMPARISON) APPROACH
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Entire property
Substitution Subtract features for comparable Vacant lot Rent schedules Real estate licensees |
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DIFFICULTY OF MARKET DATA
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Adjusting for differences
Rarely similar concerning everything |
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LEAST RELIABLE
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Rapid economic change or inactive market
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WAREHOUSE
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Square foot
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COST (REPLACEMENT) APPROACH
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Special purpose properties
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UPPER LIMITS OF VALUE
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Set by replacement cost approach
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UPPER LIMITS OF VALUE -
REPLACEMENT |
Same utility
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NEW PROPERTY
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New, not old
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COST OF CONSTRUCTION
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Quantity survey, unit-in-place, square foot
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1910 HOUSE
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Current cost of reproduction
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CAPITALIZATION APPROACH
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Converts income into value
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EFFECTIVE GROSS INCOME
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Deduct for vacancy
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NET INCOME
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Do not deduct interest
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PRESENT WORTH
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Of future benefits
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CAPITALIZATION RATE
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Most difficult part
Summation, comparison, band of investments Post office - lower rate |
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CAPITALIZATION (INCOME) APPROACH
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Restaurant
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GROSS MULTIPLIERS
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Price divided by rent
$89,700 $308,736 |
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DEPRECIATION
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Loss in value from any cause
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EFFECTIVE AGE
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15 years - 6 years old
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ECONOMIC LIFE
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Sufficient income
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OBSOLESCENCE
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Not wear and tear
Cause not method |
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FUNCTIONAL OBSOLESCENCE
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Not nearby nuisances
One car garage |
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FUNCTIONAL OBSOLESCENCE -
SAME BUILDING COSTS, DIFFERENT VALUES |
Functional obsolescence
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ECONOMIC OBSOLESCENCE
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Economic changes
Extraneous Difficult to cure Not heating system Airplanes Oversupply, zoning changes Expensive house among cheaper ones Abandoned gas station - toxic waste report Are tenants prospering? |
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BEARING WALL
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Remodeling, stronger, any angle
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JOIST
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Parallel beam that supports ceiling or floor
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RIDGE BOARD
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Highest
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FOOTING
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Spreading at foundation base
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STRUCTURAL PEST CONTROL REPORT
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Anyone from structural pest control board must give to buyer as soon as possible
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NO INFESTATION OR DAMAGE
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Buyer pays
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BEST TIME TO GET A REPORT
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Before marketing
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DECIDUOUS
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Not type of soil
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ROOF SLOPING ON FOUR SIDES
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Hip
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HIGHER EER
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Unit is more efficient
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SHEET METAL
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Flashing
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INSULATION
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Interior, adequate
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R-VALUE INSULATION
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Resistance to heat
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TURN KEY PROJECT
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Ready for occupancy
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ELEVATION SHEET
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Exterior views of building
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INFORMATION BOOTH
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Kiosk
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BACKFILL
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Excavation
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CRACKED FOUNDATION
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Soil report
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PLOT PLAN
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Placement of improvements
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FOUNDATION PLAN
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Footings, piers, sub flooring
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SUBSTANDARD BUILDING
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Not wiring
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REPAIRS TO BUILDING'S EQUIPMENT
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Corrective maintenance
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COMMERCIAL ACRE
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Gross area less streets, curb, sidewalks etc...
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ORIENTATIONing
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Position on site
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HVAC
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Heating ventilation and air conditioning
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