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10 Cards in this Set

  • Front
  • Back
A financial institution experiencing disintermediation is BEST described as
more funds being withdrawn than deposited.
The largest holder of mortgage loan debt for one- to four-family units are
federal and related agencies.
Long-term real estate cycles generally run from
Long-term real estate cycles generally run from
Which agency did the Wall Street Reform and Consumer Act (Dodd-Frank Act) abolish?
The Office of Thrift Supervision
All of the following may be used as collateral for a loan EXCEPT
unsecured personal property.
The largest category of outstanding mortgage debt as of the second quarter of 2011 is
one- to four-family properties.
The U.S. Census Bureau description of a median home's dimensions has enlarged slightly over the last decade to
1,700 square feet.
Title X of the Wall Street Reform and Consumer Act created which agency?
Consumer Financial Protection Bureau

The use of a mortgage as opposed to paying cash to purchase an investment property will generally

increase the return on cash investment.
Fannie Mae, Freddie Mac, and Ginnie Mae are the major participants in the national market for real estate mortgages. They, and other groups of investors, are collectively known as the
secondary market.