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10 Cards in this Set

  • Front
  • Back

Carmen falls and breaks her leg, incurring $2000 in medical expenses. her policy pays the entire amount. Carmen has a

Policy with first dollar coverage

A combination of basic medical expense coverage and major medical expense coverage is:

A comprehensive medical expense policy

A type of policy covering doctor visits while teh insured is in the hospital is:

A basic medical expense policy

Maternity benefits must be provided on the same basis as non-maternity benefits:

if the policy covers an employee group of 15 or more

Among individual policies that include coverage for mental infirmities, the benefit will generally be:

Lower than the benefit for physical infirmities

A hospice:

Alleviates pain and suffering among terminally ill patients until their death, but does not attempt to cure


The dollar limit beyond which the insurer no longer participates in payment of expenses is the:

Maximum benefit

The expenses that must be incurred before major medical benefits begin to be paid is the

Deductible

A deductible that runs between the first dollar coverage of a basic policy and the comprehensive coverage of a supplemental policy is knows as

Corridor deductible

Which of the following would be most likely to be covered under a medical expense policy

Gertrude steps on a rusty nail and requires a tetanus shot;


NOT


Carmelita decides to get a flue shot this year;


Gary goes to the doctor each year for an annual checkup;


Earl requires some help getting dressed in the morning