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10 Cards in this Set
- Front
- Back
Carmen falls and breaks her leg, incurring $2000 in medical expenses. her policy pays the entire amount. Carmen has a |
Policy with first dollar coverage |
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A combination of basic medical expense coverage and major medical expense coverage is: |
A comprehensive medical expense policy |
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A type of policy covering doctor visits while teh insured is in the hospital is: |
A basic medical expense policy |
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Maternity benefits must be provided on the same basis as non-maternity benefits: |
if the policy covers an employee group of 15 or more |
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Among individual policies that include coverage for mental infirmities, the benefit will generally be: |
Lower than the benefit for physical infirmities |
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A hospice: |
Alleviates pain and suffering among terminally ill patients until their death, but does not attempt to cure
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The dollar limit beyond which the insurer no longer participates in payment of expenses is the: |
Maximum benefit |
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The expenses that must be incurred before major medical benefits begin to be paid is the |
Deductible |
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A deductible that runs between the first dollar coverage of a basic policy and the comprehensive coverage of a supplemental policy is knows as |
Corridor deductible |
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Which of the following would be most likely to be covered under a medical expense policy |
Gertrude steps on a rusty nail and requires a tetanus shot; NOT Carmelita decides to get a flue shot this year; Gary goes to the doctor each year for an annual checkup; Earl requires some help getting dressed in the morning |