Liberal Reforms

Front 1

Education Act (1906)

Back 1

Local councils were given the power to provide free meals for children from the poorest families.

These meals were to be paid for from the local rates.

By 1914, over 158,000 children were having free meals once a day, every day.

Hint 1

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Front 2

Education Act (1907)

Back 2

Doctors and nurses went into schools to give pupils compulsory medical checks and recommend any treatment they thought necessary.

These checks were free, but until 1912, parents had to pay for any treatment required.

Hint 2

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Front 3

The Children’s Act (1908)

Back 3

This Act, sometimes called the Children’s Charter, did several things to help children:

Children became ‘protected persons’ which meant that their parents could be prosecuted for cruelty against them and it was made illegal to insure a child’s life.
Poor law authorities were made responsible for visiting and supervising children who had suffered cruelty or neglect and children’s homes were to be registered and inspected. Children under the age of 14 who had broken the law were sent to Borstals not adult prisons and juvenile courts were set up to try children accused of a crime.
Children under 14 were not allowed into pubs.
Shopkeepers could not sell cigarettes to children under 16.

Hint 3

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Front 4

School clinics (1912)

Back 4

A network of school clinics was set up that provided free medical treatment for children, as some parents could not afford the treatment that doctors wanted to give their children as a result of discovering something wrong during their medical inspection.

Front 5

The Labour Exchanges Act (1909)

Back 5

A national string of state labour exchanges was set up.

This was much more efficient both for those looking for work and those offering it.

By 1913 exchanges were finding 3000 jobs a day for workers.

Hint 5

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Front 6

The National Insurance Act (1911)

Back 6

Workers could insure themselves against sickness and draw money from the scheme if they fell ill and could not work.
All manual workers and people in low-paid white-collar jobs had to join.
Workers paid 4d, Employers contributed 3d and the Government contributed 2d.
If a worker in the scheme fell ill, they got sick pay of 10s a week for 13 weeks and then 5s for a further 13 weeks in any one year.
Workers in the scheme could get free medical treatment and maternity care.
In the beginning, around ten million men and four million women were covered.

Hint 6

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Front 7

The National Insurance Act, Part II (1912)

Back 7

Insured workers against periods when they were out of work.
The scheme was open, at the start, to people (mainly men) who worked in trades like shipbuilding and engineering, where there was a great deal of seasonal unemployment.

Workers, employers and the Government each paid 2d a week.
Workers could, when unemployed, be paid 7s 6d a week for up to 15 weeks in any one year.

Hint 7

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Front 8

The Pensions Act (1908)

Back 8

This gave the weekly pensions from government funds to the elderly.
The promise to introduce pensions was made in the 1908 budget and became law the following year.

Everyone over the age of 70 was eligible for a state pension.
A single person received 5s a week and married couple 7s 6d (later increased to 10s)

Hint 8

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Front 9

Education Act (1906) – Free School Meals … But

Back 9

Although the Act was progressive, it was not made compulsory until 1914.

By 1911, less than a third of education authorities were supporting a school meal provision.

Hint 9

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Front 10

Education Act (1907) – School Medical Inspections … But

Back 10

Only after 1912 were measures introduced to ensure that treatment could follow inspection and was free.

This was left in the hands of local authorities so provision varied around the country.

Hint 10

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Front 11

Old Age Pensions Act (1908) – But

Back 11

There were many exclusions.
Those who had claimed poor relief in the previous year, who had failed to work regularly or had been in prison in the previous ten years had no entitlement.

The amount of money received was relatively small.

MPs like Phillip Snowden argued that the pensionable age was so high that not many would reach it.

Hint 11

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Front 12

National Insurance Act (1911) - Part 1 Sickness – But

Back 12

Benefits did not cover illness of wife or children.

Did not cover those earning more than £160 a year.

Did not cover hospital treatment, except admission to the sanatorium intended to benefit tuberculosis sufferers.

Hint 12

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Front 13

National Insurance Act (1911) - Part 2 Unemployment – But

Back 13

There is an argument that the policy was in fact encouraging poverty, as workers had a pay cut.
People who were already poor when this scheme was introduced were not helped by it.
The average working family could not survive on 7s 6d per week.
Also, unemployment pay ran out after 15 weeks.
Many industries were not covered at all, and this greatly contributed to the growth of poverty.

Hint 13

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Front 14

National Insurance Acts (1911)– But

Back 14

For many workers, the contributory nature of the National Insurance schemes meant a cut in their wages, and therefore may have further encouraged poverty!

Front 15

Labour Exchanges (1909) – But

Back 15

Work was still very hard to find and wages were low.
Many of the jobs in the exchanges were short-term or casual.

The scheme was only voluntary.

Hint 15

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