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6 Cards in this Set

  • Front
  • Back

Corridor Deductible

The deductible that comes between the basic policy and the major medical policy

Per Cause Deductible

Insured pays on deductible for all the expenses incurred for the same injury or illness

All-Cause Deductible (cumulative, calendar year)

expenses for any number of different of the same type of illness or accidents are accumulated to meet the deductible during a single calendar year

Carryover Provision

Permits expenses incurred during the last 3 months of the calendar yr to be carried over to the new year if needed to satisfy the deductible for the next year (Under All-Cause deductible)

Common injury or illness provision

Only one deductible must be paid when two or more members of the same family are injured in a common accident or become ill concurrently from the same sickness. (deductible provision for family policies)

Inside/ Internal Limits

Benefit limitations placed on specified coverages in a major medical policy.