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9 Cards in this Set
- Front
- Back
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Premium-to-Surplus Ratio |
Net Written Premium / Policyholders' Surplus |
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Reserves-to-Surplus Ratio |
(Unearned Premium Reserve + Loss and LAE reserves) / Policyholders' Surplus |
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Liquidity Ratio |
(Cash + Invested assets) / (unearned premium reserve + loss and LAE reserves) |
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Operating ratio |
Combined ratio - investment income ratio |
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Investment yield ratio |
Net investment gain (or loss) / (total cash + invested assets) |
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Return on policyholders surplus |
Net income / policyholders surplus |
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Loss Ratio |
(Incurred loss & LAE) / Earned Premium |
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Expense Ratio |
Underwriting Expenses / Written Premium |
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Combined Ratio |
Loss Ratio + Expense Ratio |
