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5 Cards in this Set

  • Front
  • Back

HMO

you pick one primary care physician


you need a referral before you can see any otherhealth care professional


lower health care costs for everyone



PPO

You don’t need a primary care physician. You cango to any health care professional you want without a referral

EPO

Youwon't need to choose a primary care physician, and you don't need referrals tosee a specialist.Butyou'll have a limited network of doctors and hospitals to choose from.

Aggregate Deductible

your family will be paying the deductible until the entire family deductible is collected.


ANY family member uses, goes towards the family deductible

Embedded Deductible

when any one member in a family accumulates charges equal to the INDIVIDUAL deductible level, that insured is going to have his additional charges covered at the plan’s applicable coinsurance.