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18 Cards in this Set

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What is the Americans with Disabilities Act?
The federal law that addresses the rights of individuals with disabilities in employment and public accommodations; Title I-requires employers to make reasonable accommodations that enable an individual with a disability to perform essential job functions; Title III- provides for accessibility to goods and services for individuals with disabilities
Define blockbusting:
the illegal practice of inducing homeowners to sell their properties by making representations regarding the entry or prospective entry of persons of a particular race or national origin into a neighborhood
What is the Civil Rights Act of 1866?
An act that prohibits racial discrimination in the sale and rental of housing
Define Code of Ethics:
a written system of standards for ethical conduct
Define Department of Housing and Urban Development:
the government agency that establishes and regulates fair housing practices
Define Equal Credit Opportunity Act:
the federal law that prohibits discrimination in the extension of credit because of race, color, religion, national origin, sex, age, or marital status
Define ethics:
the system of moral principles and rules that become standards for professional conduct
Define Fair Housing Act:
the federal law that prohibits discrimination in housing based on race, color, religion, sex, handicap, familial status, and national origin
Define Home Mortgage Disclosure Act:
: the federal law that requires that all institutional mortgage lenders with assets in excess on #34 million and one or more offices in a given geograghic area make annual reports
Define redlining:
the illegal practice of a lending institution denying loans or restricting their number for certain areas of a community
Define Title VIII of the Civil Rights Act of 1968:
the federal law that prohibits discrimination in housing based on race, color, religion, and national origin
Define steering:
the illegal practice of channeling homeseekers to particular areas, either to maintain the homogeneity of an area or to change the character of an area, which limits their choices of where they can live
What happens to a license of a licensee found guilty of discrimination?
the license will be suspended or revoked
The Federal Fair Housing Act prohibits discrimination based on what 7 items?
1)race
2)color
3)religion
4)sex
5)disablity
6)familial status
7)national origin
In the court case, Jones vs Mayer, what was its signifiance?
it upheld the Civil Rights Act of 1866
What additional classes are protected by the Illinois Human Rights Act?
1)age
2)marital status
3)ancestry
4)military status and unfavorable dischage
5)Sexual orientation
What are the 3 exemptions to the Fair Housing Act?
1)owner-occupied buildings with no more than 4 units
2)single-family housing sold or rented without the use of a broker
3)housing operate by organizations and private clubs that limit occupancy to members
In enforcement of the fair Housing Act, who is allowed to bring charges?
1)any agreived person who believes illegal discrimination has occured
2)HUD