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33 Cards in this Set

  • Front
  • Back
consumer
someone who buys or sells goods
discretional income
money income left after neccesities have been bought and paid for
disposable income
money income left after all taxes paid
consumerism
a movement to educate buyers about the purchases they make and to demand better and safer products from manufactors
comparison shopping
buying strategy to get the best buy for your money
reject
to refuse OR throw away
warranty
the promise made by a manufactor to seller to repair or replace a product for a certain time period
alternative
a choice or responsibility
budget
a plan for making and spending money
income
money received from labor business or property
expense
money spent on goods and services
credit
money borrowed to pay for goods and services
annual percentage rate (APR)
annual cost of credit expressed as a percentage of the amount borrowed
collateral
property or valuable items that serves as security for a loan
bankruptcy
inability to pay debts
exceed
to be or go beyond a limit
status
a position or rank
save
to set aside income for a period of time so that it can be used later
interest
the payment people receive when they lend money or allow someone else to use their money
principal
the most important
principle
a rule or conduct of belief
return
profit earned through investing
stock
ownership share of a corporration
dividend
payment of a portion of a company's earnings
bond
contract to repay borrowed money with interest at a specific time in the future
mutual fund
pools of money from many people who are invested in a selection of individual stocks and bonds chosen by financial experts
establish
to bring into existence or create
fund
a sum of money
interval
a break or period of time between two events
impulse buying
purchasing an item on the spot because of an emotion rather than a planned decision
evaluate
to assess or find the value of
commit
to pledge or assign oneself to a particular action
eliminate
to get rid of