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203 Cards in this Set
- Front
- Back
LEGAL ASPECTS
PROPERTY REAL PROPERTY |
-RIGHTS OR INTEREST IN THE THING OWNED
-INMOVABLE -BEARING WALL -NOT LEASEHOLD AND ESTATES |
|
LEGAL ASPECTS
PROPERTY FIXTURES |
-INCORPORATED INTO LAND
-NOT COST -NOT TIME OF ATTACHMENT |
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LEGAL ASPECTS
PROPERTY FIXTURES TRADE FIXTURES |
-BUSINESS OFFICE
|
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LEGAL ASPECTS
PROPERTY RUN WITH THE LAND / APPURTENANT |
-EASEMENTS, WATER COMPANY STOCK
-CONVENANTS AND MINERALS -NO SEPARATE CONVEYANCE |
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LEGAL ASPECTS
PROPERTY PERSONAL PROPERTY |
-HYPOTHECATED, ALLIENATED, BECOME REAL PROPERTY
|
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LEGAL ASPECTS
ESTATES FEE SIMPLE ESTATES (FEE STATES) |
-A ESTATE IN FEE
-INDEFINITE DURATION -FREE HOLD -MOST INTEREST -NOT FREE OF ENCUMBRANCES -INHERITANCE |
|
LEGAL ASPECTS
ESTATES FEE SIMPLE DEFEASIBLE |
NO ALCOHOL
|
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LEGAL ASPECTS
ESTATES LIFE ESTATE PROPERTY IS LEASED |
OWNER DIES, LEASE TERMINATES
|
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LEGAL ASPECTS
ESTATES LEASE-THAN-FREEHOLD ESTATES (LEASES) |
-LEASSES
-NOT NECESARY TO SIGN -6 MONTHS-ESTATE FOR YEARS -PERSONAL PROPERTY, CHATTEL REAL |
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) SUB-LEASE |
-TRANSFERS POSSESSION
-CAN SUB-LEASE OR ASSIGN IF NOT MENTIONED |
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) QUIET ENJOYMENT |
PARAMOUNT
|
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) ABANDONMENT |
TENANT LEAVES VOLUNTARILY
|
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) PERCENTAGE LEASE |
BASED ON GROSS RECEIPTS
|
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) SECCURITY DEPOSIT |
FURNIRSHED OR NOT
|
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) ESTATE FOR YEARS |
FIXED PERIOD
|
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LEGAL ASPECTS
ESTATES LESS-THAN-FREEHOLD ESTATES (LEASES) LICENSE |
PERSONAL, REVOCABLE
|
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LEGAL ASPECTS
TITLE VESTINGS |
TENANCY=METHOD
|
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LEGAL ASPECTS
TITLE VESTINGS SEVERALTY |
INDIVIDUAL
|
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LEGAL ASPECTS
TITLE VESTINGS JOINT TENANCY |
-TIME
-TITLE -INTEREST (EQUAL) -POSSESSION -EQUAL INTEREST OF TITLE -CANNOT WILL -FREE OF UNSECURED DEBTS |
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LEGAL ASPECTS
TITLE VESTINGS TENANCY IN COMMON |
-CAN CONVEY SEPARATELY
-UNITY OF POSSESSION |
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LEGAL ASPECTS
TITLE VESTINGS COMMUNITY PROPERTY |
HUSBAND AND WIFE
|
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LEGAL ASPECTS
TITLE VESTINGS COMMUNITY PROPERTY AGREEMENT TO SALE |
UNENFORCEABLE
|
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LEGAL ASPECTS
TRANSFER OF TITLE CLOUD ON TITLE |
SINGLE WOMAN MARRIED
|
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LEGAL ASPECTS
TRANSFER OF TITLE QUIET TITLE ACTION |
REMOVE A CLOUD
|
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LEGAL ASPECTS
TRANSFER OF TITLE ALLIENATION |
-CONVEY
-OPPOSITE OF ADQUISITION |
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LEGAL ASPECTS
TRANSFER OF TITLE EMMINENT DOMAIN |
-FOR PUBLIC USE, TAKEN BY THE GOVERMENT, INDIVIDUALS DO NOT HAVE
-OWNER MUST BE PAID JUST COMPENSATION |
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LEGAL ASPECTS
TRANSFER OF TITLE POLICE POWER |
ZONING
|
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LEGAL ASPECTS
TRANSFER OF TITLE ESCHEAT |
INDIVIDUAL CANNOT USE
|
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LEGAL ASPECTS
TRANSFER OF TITLE ACCRETION |
NATURAL CAUSES
|
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LEGAL ASPECTS
TRANSFER OF TITLE AVULSION |
DAM BREAKS
|
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LEGAL ASPECTS
TRANSFER OF TITLE PROBATE SALE - COMISSION |
SET BY COURT
|
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LEGAL ASPECTS
TRANSFER OF TITLE INTESTATE SUCCESSION |
NO WILL
|
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LEGAL ASPECTS
DEEDS PURPOSE |
TRANSFER INTEREST
|
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LEGAL ASPECTS
DEEDS GRANT DEED |
-EXECUTED WHEN SIGNED
-NOT NECESARY TO BE RECORDED |
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LEGAL ASPECTS
DEEDS QUITCLAIM DEED |
-CONVEYS RIGHTS OF GRANTOR
-NO COVENANTS |
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LEGAL ASPECTS
DEEDS DEED ESSENTIALS |
-GRANTING CLAUSE
-LEGAL COMPETENCE OF GRANTOR -NOT AKNOWLEDGED -DELIVERED AND ACCEPTED |
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LEGAL ASPECTS
RECORDING CONSTRUCTIVE NOTICE |
-GIVEN BY RECORDING
-FIRST TO RECORD OR POSSESS GETS PROPERTY |
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LEGAL ASPECTS
RECORDING ACKNOWLEDGEMENT |
EMPLOYEE WITHOUT INTEREST
|
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ENCUMBRANCES
|
LIMITS TITLE
|
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ENCUMBRANCES
EASEMENTS |
ENCUMBERED
|
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ENCUMBRANCES
EASEMENTS PRESCRIPTIVE EASEMENTS |
-NO CONFRONTATION WITH OWNER
-CAN EASILY BE TERMINATED FOR NON-USE |
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ENCUMBRANCES
EASEMENTS TERMINATION OF EASEMENT |
DOMINANT TEANEMENT RECORDS QUIT CLAIM DEED
|
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ENCUMBRANCES
EASEMENTS APPURTENANT EASEMENTS |
BUYER HAS SAME RIGHTS
|
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ENCUMBRANCES
EASEMENTS CONFIRMED BY |
QUIET TITLE SUIT (ACTION)
|
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ENCUMBRANCES
RESTRICTIONS PRIVATE RESTRICTIONS |
-15,000 SQUARE FEET
-GRANTOR OR DEVELOPER |
|
ENCUMBRANCES
RESTRICTIONS PRIVATE RESTRICTIONS CONDITION |
PENALTIES ARE MORE SEVERE
|
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ENCUMBRANCES
RESTRICTIONS PUBLIC RESTRICTIONS |
-PUBLIC HEALTH, SAFETY, MORAL AND GENERAL WELFARE
-ONE LOT = VARIANCE |
|
ENCUMBRANCES
RESTRICTIONS PUBLIC RESTRICTIONS CHANGE CAN BE INITIATED BY |
OWNER, SUBDIVIDER, GOVERMENT
|
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ENCUMBRANCES
RESTRICTIONS PUBLIC RESTRICTIONS COMMERCIAL TO RESIDENTIAL |
DOWN ZONING
|
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ENCUMBRANCES
RESTRICTIONS PUBLIC RESTRICTIONS MULTI FAMILY ZONE |
R3
|
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ENCUMBRANCES
ENCROACHMENTS |
SUE NEIGHBOR FOR TRESPASS
|
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ENCUMBRANCES
LIENS |
-A CHARGE IMPOSED
-TRUST DEED OR MORTGAGE |
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ENCUMBRANCES
LIENS SPECIFIC LIEN |
TRUST DEED
|
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ENCUMBRANCES
LIENS GENERAL LIEN |
ALL PROPERTY
|
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ENCUMBRANCES
PROMISSORY NOTES |
EVIDENCE OF DEBT
|
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ENCUMBRANCES
PROMISSORY NOTE AMORTIZATION |
LIQUIDATION
|
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ENCUMBRANCES
PROMISSORY NOTE AMORTIZATION LEVEL PAYMENT |
PAYMENT APPLIED TO PRINCIPAL INCREASES
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ENCUMBRANCES
PROMISSORY NOTE AMORTIZATION NEGATIVE AMORTIZATION |
PAYMENTS DO NOT OCVER INTERESTS
|
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ENCUMBRANCES
PROMISSORY NOTE AMORTIZATION GPAM LOAN |
DEFFERS SOME PRINCIPAL PAYMENTS
|
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ENCUMBRANCES
PROMISSORY NOTE INTEREST RATE AFFECTED BY |
NOT UNEMPLOYMENT
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ENCUMBRANCES
PROMISSORY NOTE SIMPLE INTEREST |
HOME LOANS
|
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ENCUMBRANCES
PROMISSORY NOTE VARIABLE INTEREST |
RATE CAN INCREASE OR DECREASE
|
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ENCUMBRANCES
PROMISSORY NOTE EFFECTIVE INTEREST RATE |
RATE PAID
|
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ENCUMBRANCES
PROMISSORY NOTE NOMINAL INTEREST RATE |
RATE SPECIFIED IN NOTE
|
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ENCUMBRANCES
PROMISSORY NOTE NEGOTIABLE INSTRUMENT |
NOT A MORTGAGE
|
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ENCUMBRANCES
PROMISSORY NOTE STRAIGHT NOTE |
NO PRINCIPAL PAYMENTS MADE
|
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ENCUMBRANCES
PROMISSORY NOTE BALLON LOAN |
-PARTIALLY AMORTIZED
-ENTIRE BALANCE DUE |
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ENCUMBRANCES
PROMISSORY NOTE HOLDER IN DUE COURSE |
NO KNOWLEDGE OF DEFECTS
|
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ENCUMBRANCES
PROMISSORY NOTE DISCOUNTING |
SELLING FOR LESS
|
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ENCUMBRANCES
PROMISSORY NOTE DEFAULT |
FORCLOSURE FOR 15,000 (100%)
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ENCUMBRANCES
PROMISSORY NOTE MORE THAN ONE BORROWER |
JOINTLY AND SEVERALLY
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES GENERAL INFORMATION TRUSTOR (BORROWER) |
SIGNS THE TRUST DEED
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES GENERAL INFORMATION BENFICIARY (LENDER) |
-LOANS MONEY
-CONSENT FOR CONSOLIDATION AND NEW RESTRICTION |
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES GENERAL INFORMATION RIGHT TO SALE |
TRUSTOR TO TRUSTEE
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES GENERAL INFORMATION TERMINATED |
RECONVEYANCE DEED
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES FORECLOSURE COURT SALE |
-ONE YEAR REDEMPTION PERIOD
-TRUSTOR POSSES THE PROPERTY |
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES FORECLOSURE TRUSTEE'S SALE |
-THREE MONTHS BEFORE PUBLISHING
-RIGHT OF REINSTATEMENT -MOST EXPEDIENT |
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES FORECLOSURE DEED IN LIEU OF FORECLOSURE |
LENDER ASSUMES JUNIOR LIENS
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES FORECLOSURE REQUEST FOR NOTICE PROTECTS |
BENEFICIARY OF SECOND LOAN
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES FORECLOSURE LENDER'S BASIC PROTECTION |
BORROWER'S EQUITY
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES PRIORITY |
RECORDED FIRST
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES BLANKET MORTGAGES RELEASE CLAUSE |
RELEASES PORTIONS OF THE PROPERTY
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES "ASSUME" |
RELIEVES SELLER
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES "SUBJECT TO" |
SELLER'S LIABLE; BUYER'S NOT LIABLE
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES SUBORDINATION CLAUSE |
FUTURE LOANS HAVE PRIORITY
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES ACCELARATION CLAUSE |
UNPAID SUM DUE
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES OPEN-END |
BORROW ADDITIONAL MONEY
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES BENEFICIARY STATEMENT |
GIVES CURRENT BALANCE
|
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ENCUMBRANCES
TRUST DEEDS AND MORTGAGES CLAUSES PREPAYMENT PENALTY |
TRUSTOR MAKING ADVANCE PAYMENTS
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ENCUMBRANCES
OTHER LIENS MECHANIC LIENS |
VERYFIED AND RECORDED
|
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ENCUMBRANCES
OTHER LIENS MECHANIC LIENS PRIORITY |
-BEGINNING OF CONSTRUCTION
-EARLIER THAN RECORDING -COULD IMPAIR TRUST DEED |
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ENCUMBRANCES
OTHER LIENS MECHANIC LIENS NOTICES |
COMPLETION, CESSATION, NON-RESPONSABILITY
|
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ENCUMBRANCES
OTHER LIENS LIS PENDENS |
MAY AFFECT TITLE
|
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ENCUMBRANCES
OTHER LIENS LIS PENDENS IS EFFECTIVE UNTIL |
JUDGEMENT RENDERED OR LAWSUIT DISMISSED
|
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ENCUMBRANCES
OTHER LIENS EXECUTION |
COURT ORDER TO SALE
|
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ENCUMBRANCES
OTHER LIENS INJUNCTION |
COURT ORDER TO STOP
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TITLE INSURANCE
GENERAL INFORMATION CHAIN OF TITLE |
IMPORTANT WHEN DECIDING TO ISSUE TITLE INSURANCE
|
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TITLE INSURANCE
GENERAL INFORMATION CHAIN OF TITLE ABSTRACT OF TITLE |
WRITTEN SUMMARY OF DOCUMENTS
|
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TITLE INSURANCE
GENERAL INFORMATION CHAIN OF TITLE PRELIMINARY REPORT |
-SELLER IS TRUSTOR
-REMOVES MECHANIC'S LIEN |
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TITLE INSURANCE
GENERAL INFORMATION STANDARD POLICY OF TITLE INSURANCE |
-MOST BUYERS OBTAIN
-NOT SURVEY OR ON SITE INSPECTION |
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TITLE INSURANCE
GENERAL INFORMATION STANDARD POLICY OF TITLE INSURANCE PROTECTS AGAINST |
-FORGERY
-IMPROPER DELIVERY |
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TITLE INSURANCE
GENERAL INFORMATION EXTENDED POLICY |
COVERS IMPROVEMENT ON ADJOINING LAND
|
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TITLE INSURANCE
GENERAL INFORMATION ALTA POLICY |
INCLUDES A SURVEY
|
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TITLE INSURANCE
GENERAL INFORMATION EXCLUSIONS |
-ZONING
-NO POLICY COVERS EVERYTHING |
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TITLE INSURANCE
GENERAL INFORMATION SEARCH |
COUNTY CLERK, COUNTY RECORDER, FEDERAL LAND OFFICE
|
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REAL ESTATE LAW
|
COMISSIONER PROMULGATES RULES AND REGULATIONS
|
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REAL ESTATE LAW
ILLEGAL ACTS |
DISTRICT ATTORNEY PROSECUTES
|
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REAL ESTATE LAW
ILLEGAL ACTS MISREPRESENTATION |
-OBVIOUS, KNOWLEDGE, CAUSE
-NO EXPENSES ON INCOME PROPERTY |
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REAL ESTATE LAW
ILLEGAL ACTS COMMISSION TO BUYER |
MUST INFORM SELLER
|
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REAL ESTATE LAW
ILLEGAL ACTS BLIND AD |
NO BROKER'S NAME
|
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REAL ESTATE LAW
ILLEGAL ACTS MISLEADING ADVERTISING |
-MISLEADING MAP
-MOVE RIGHT IN-MAJOR REPAIRS |
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REAL ESTATE LAW
ILLEGAL ACTS SECRET PROFIT BY NON-LICENSEE |
NO COUSE FOR ACTION
|
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REAL ESTATE LAW
ILLEGAL ACTS REFFERAL FEES |
BOTH BROKER AND SALESPERSON
|
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REAL ESTATE LAW
ILLEGAL ACTS GIFT |
MICROWAVES ARE OK-REVEAL TO ALL $50 IS OK
|
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REAL ESTATE LAW
ILLEGAL ACTS COMMINGLING |
FUNDS FROM BROKER'S OWN PROPERTY
|
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REAL ESTATE LAW
ILLEGAL ACTS NOT A MEMBER |
NOT A REALTOR
|
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REAL ESTATE LAW
BROKER RELATIONSHIPS SALESPERSON AS INDEPENDENT CONTRACTOR |
BROKER STILL LIABLE FOR CONDUCT
|
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REAL ESTATE LAW
BROKER RELATIONSHIPS UNLICENSED ASSISTANT |
-BROKER MUST READ ADVERTISEMENT
-MUST BE SUPERVISED ON INTERNET -BOTH GUILTY IF SOLICITS BUYERS OR SELLERS |
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REAL ESTATE LAW
MANAGE PROPERTY |
BROKER
|
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REAL ESTATE LAW
LOAN BROKER LAWS |
DISCLOSURE GIVEN TO BORROWER WHEN SIGNING
|
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REAL ESTATE LAW
LOAN BROKER LAWS ADVERTISEMENT |
NOT 1-800-FOR-A-LOAN
|
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REAL ESTATE LAW
DESK COST |
TOTAL EXPENSES DIVIDED INTO NUMBER OF SALESPERSONS
|
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REAL ESTATE LAW
COMPANY DOLLAR |
INCOME MINUS ONLY COMMISSION
|
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REAL ESTATE LAW
TRUST FUND ACCOUNT |
-SEPARATE TRUST FUNDS
-ANY EMPPLOYEE (CAN WITHDRAW FUNDS) |
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REAL ESTATE LAW
ETHICAL PRACTICE |
HONESTY AND FAIRNESS
|
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REAL ESTATE LAW
RECOVERY ACCOUNT |
ONLY PAY RECOVERY ACCOUNT PLUS INTEREST
|
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REAL ESTATE LAW
SELLING TRUST DEEDS |
-ADVERTISING MUST INCLUDE INTEREST RATE AND DISCOUNT
|
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REAL ESTATE LAW
MOBILE HOMES CAN SELL |
ONLY IF REGISTERED
|
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REAL ESTATE LAW
MOBILE HOMES MUST REMOVE SIGNS |
WITHIN 48 HOURS
|
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REAL ESTATE LAW
MOBILE HOMES NOTICE OF TRANSFER |
WITHIN 10 CALENDAR DAYS
|
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REAL ESTATE LAW
REAL ESTATE LICENSE EXPIRED LICENSE |
CAN BE RENEWED WITHIN 2 YEARS AFTER EXPIRATION
|
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REAL ESTATE LAW
REAL ESTATE LICENSE TEMPORARY (150 DAY) LICENSE |
DELINQUENT CHILD SUPPORT
|
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REAL ESTATE LAW
ADVANCE FEE CONTRACT |
NO GUARANTEE OF SALE OR LEASE
|
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REAL ESTATE LAW
FAIR HOUSING |
-1968
-PROVIDE FAIR HOUSING -STEERING -UNENFORCABLE - NO EFFECT -REFUSE TO SHOW WHEN OUT OF TOWN -BLOCKBUSTING, PANIC, PEDDLING - NOT DURESS -NO DISCRIMINATION - REJECTED OFFEROR -NO DISCRIMINATION AGAINST SINGLES -DEPARTMENT OF FAIR EMPLOYMENT AND HOUSING -DIFFERENT PRICE - MONEY DAMAGES -SHOW SAME HOMES -NO GENDER OR ETHNICS QUOTAS -CAN REFUSE TO ANSWER |
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FINANCING
ECONOMIC THEORY |
LOST INTEREST ON EQUITY IS A COST OF OWNERSHIP
|
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FINANCING
ECONOMIC THEORY LEVERAGE |
300,000
BORROW THE MAXIMUM |
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FINANCING
ECONOMIC THEORY APPRECIATION |
TRUSTOR
|
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FINANCING
ECONOMIC THEORY PRICES DECREASE |
VALUE OF MONEY INCREASE
|
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FINANCING
ECONOMIC THEORY SELLER'S MARKET |
PRICES RISE
|
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FINANCING
ECONOMIC THEORY IMPACT REAL ESTATE |
CONSUMERISM, LAND USE CONTROLS
|
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FINANCING
ECONOMIC THEORY GNP AND EMPLOYMENT RISE |
INCOME RISES, HOME SALES INCREASE
|
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FINANCING
LENDERS |
PORTOFOLIO RISK MANAGEMENT - CONCERNED WITH ALL INDIVIDUAL SAVINGS
|
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FINANCING
LENDERS INSURANCE COMPANIES |
-LARGE LOANS
-WORK TROUGH MORTGAGE COMPANIES |
|
FINANCING
LENDERS SAVINGS AND LOAN ASSOCIATIONS |
-MOST FUNDS IN REAL ESTATE
-PRIMARY SOURCE |
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FINANCING
LENDERS MORTGAGE COMPANIES |
SALE IN SECONDARY MARKET
|
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FINANCING
LENDERS PRIVATE LENDERS |
JUNIOR LOANS
|
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FINANCING
LENDERS SECONDARY MORTGAGE MARKET |
RESALE MARKETPLACE
|
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FINANCING
LENDERS SECONDARY MORTGAGE MARKET FEDERAL HOME LOAN MORTGAGE CORPORATION |
MAINTAINS SECONDARY MARKET
|
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FINANCING
LENDERS FEDERAL RESERVE SYSTEM INCREASE RESERVES |
DECREASE LOAN ACTIVITY
|
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FINANCING
LENDERS FEDERAL RESERVE SYSTEM TIGHT MONEY |
-MOVE SECOND TRUST DEED
-SELLERS CARRY BACK A SECOND |
|
FINANCING
LENDERS FEDERAL NATIONAL MORTGAGE ASSOCIATION |
NOT A DEMAND SOURCE FOR MONEY
|
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FINANCING
LENDING PRACTICES LOAN TO VALUE |
LOWER RATIO, HIGHER EQUITY
|
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FINANCING
LENDING PRACTICES A LOAN COMMITMENT |
RESULTS OF INCOME, BORROWER AND PROPERTY
|
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FINANCING
LENDING PRACTICES CONSTRUCTION LOAN |
INTERIM
|
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FINANCING
LENDING PRACTICES CONSTRUCTION LOAN TAKE-OUT LOAN |
LONG TERM
|
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FINANCING
LENDING PRACTICES DEBT-INCOME RATIO |
LOAN QUALIFYING TOOL
|
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FINANCING
LENDING PRACTICES MORTGAGE LOAN |
COLLATERALIZED BY REAL PROPERTY
|
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FINANCING
LENDING PRACTICES MORTGAGE YIELD |
INVESTORS INTEREST RETURN
|
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FINANCING
LENDING PRACTICES LENDERS MINIMIZE |
-SUBSTANDARD LOANS
-DEGREE OF RISK MOST IMPORTANT |
|
FINANCING
LENDING PRACTICES LATE PAYMENT |
MORE THAN 10 DAYS
|
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FINANCING
LENDING PRACTICES 100% LOAN |
PROTECTED BY APPRECIATION
|
|
FINANCING
LENDING PRACTICES AMORTIZATION TABLES |
MONTHLY PAYMENTS
|
|
FINANCING
LENDING PRACTICES WAREHOUSING |
COLLECTING LOANS
|
|
FINANCING
LENDING PRACTICES FICO SCORE |
CREDIT HISTORY OF BORROWER
|
|
FINANCING
LENDING PRACTICES SECCURITY INTEREST |
CREDITORS INTERESTS IN DEBTOR'S PROPERTY
|
|
FINANCING
LENDING PRACTICES DISCOUNT POINTS |
PERCENTAGE OF LOAN AMOUNTS
|
|
FINANCING
LENDING PRACTICES DOCUMENT REPARATION CHARGES |
LOAN ORIGINATION FEE
|
|
FINANCE
TRUTH IN LENDING |
NOT AGRICULTURAL
|
|
FINANCE
TRUTH IN LENDING PURPOSE |
MEANINGFUL DISCLOSURE BY LENDER
|
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FINANCE
TRUTH IN LENDING ANNUAL PERCENTAGE RATE |
COST OF CREDIT
|
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FINANCE
TRUTH IN LENDING ANNUAL PERCENTAGE RATE ADVERTISING-ONLY APR IS USED |
OTHER DISCLOSURES NOT REQUIRED
|
|
FINANCE
TRUTH IN LENDING RIGHT TO CANCEL |
RESIDENCE
|
|
CONDITIONAL INSTALLMENT SALES CONTRACTS
|
-LEGAL TITLE-VENDOR
-SECURITY DEVICE -TRANSFER EQUITABLE TITLE |
|
FINANCE
CONDITIONAL INSTALLMENT SALES CONTRACTS DEFAULT, QUIT CLAIM DEED |
SIGNED BY BUYER (RENDEE)
|
|
FINANCE
TYPES OF LOANS LOAN INSURED BY |
FHA OR PRIVATE INSURER
|
|
FINANCE
TYPES OF LOANS LOAN INSURED BY FHA |
PROTECTS LENDER AGAINST DEFAULT
|
|
FINANCE
TYPES OF LOANS VA |
-NO DOWN PAYMENT
-CANNOT BE RENTAL PROPERTY |
|
FINANCE
TYPES OF LOANS CAL-VET |
-LAND CONTRACT
-DEPARTMENT OF VETERANS AFFAIRS |
|
FINANCE
INSURANCE |
PROMISE OF REIMBURSEMENT FOR DAMAGES
|
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FINANCE
INSURANCE FIRE INSURANCE |
NEITHER GAIN NOR LOSE
|
|
FINANCE
ESCROW |
FINANCIAL CODE
|
|
FINANCE
ESCROW INSTRUCTION EXECUTED BY |
BUYER, SELLER, THIRD PARTIES
|
|
FINANCE
ESCROW PURPOSE |
TERMS ARE MET
|
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FINANCE
ESCROW CLOSING STATEMENT-BUYER DEBIT |
PURCHASE PRICE
|
|
FINANCE
ESCROW CLOSING STATEMENT-CREDIT SELLER |
PREPAID TAXES
|
|
FINANCE
ESCROW PRORATIONS |
NOT UNSECURED LOAN
|
|
FINANCE
ESCROW IMPOUNDS |
RECURRING COSTS
|
|
FINANCE
ESCROW TWO TERMITE REPORTS |
GET INSTRUCTIONS FROM BUYER AND SELLER
|
|
FINANCE
ESCROW ESCROW CAN |
CALL FOR FUNDING OF LOAN
|
|
FINANCE
ESCROW REPORT TO IRS |
ESCROW
|
|
FINANCE
ESCROW MOVE IN EARLY |
SELLER'S WRITTEN PERMISSION
|
|
FINANCE
ESCROW RELEASE DISPUTED FUNDS |
INSTRUCTION FROM ALL PARTIES OR COURT ORDER
|
|
FINANCE
REAL ESTATE SETTLEMENT PROCEDURES ACT 1 TO 4 FAMILY RESIDENTIAL DWELINGS |
REQUIRED
|
|
FINANCE
REAL ESTATE SETTLEMENT PROCEDURES ACT UNIFORM SETTLEMENT STATEMENT |
NO CHARGE
|
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FINANCE
REAL ESTATE SETTLEMENT PROCEDURES ACT BUYER CAN REQUIRE |
SPECIFIC LENDER
|
|
FINANCE
REAL ESTATE SETTLEMENT PROCEDURES ACT GOOD FAITH ESTIMATE |
MUST BE FURNISHED
|
|
FINANCE
MANDATED DISCLOSURES REAL PROPERTY TRANSFER DISCLOSURE STATEMENT GIVEN BY |
TRANSFEROR, EVEN IF SOLD "AS IS"
|
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FINANCE
MANDATED DISCLOSURES REAL PROPERTY TRANSFER DISCLOSURE STATEMENT MUST REVEAL |
ALL KNOWN DEFECTS NOT REPAIRS
|
|
FINANCE
MANDATED DISCLOSURES REAL PROPERTY TRANSFER DISCLOSURE STATEMENT AMENDED STATEMENTS |
BUYER CAN RESCIND
|
|
FINANCE
MANDATED DISCLOSURES REAL PROPERTY TRANSFER DISCLOSURE STATEMENT LICENSEE CAN NEVER |
FILLL OUT SELLER'S PORTION
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FINANCE
MANDATED DISCLOSURES REAL PROPERTY TRANSFER DISCLOSURE STATEMENT DEFECTIVE STATEMENT |
BUYER CAN SUE WITHIN TWO YEARS
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FINANCE
MANDATED DISCLOSURES ALQUIST-PRIOLO ACT REQUIRES DISCLOSURE |
NEARBY EARTHQUAKE FAULT LINES
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FINANCE
MANDATED DISCLOSURES REAL PROPERTY TRANSFER DISCLOSURE STATEMENT ZONE EXTENDS |
1/4 MILE WIDE ALONG FAULT LINES
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