Deductibles & Limits

Front 1

Under Personal Auto Insurance, what is the TX state minimum for split and combined single limits?

Back 1

30/60/25 or a total of $85K

Front 2

Under Personal Auto, what is the per-person minimum for Medical Payments coverage?

These expenses are covered for how long?

Back 2

$500 per person

3 years from date of the accident

Front 3

For the UM/UIM policy under Personal Auto, what is the mandatory deductible amount?

Back 3

$250

Front 4

For Homeowners: the personal property (Coverage C) is what percentage of the limit of Coverage A?

Back 4

50%

Front 5

For Homeowners: what is the limit for money, gold, and silver?

Back 5

$200

Front 6

For HO: what is the limit for securities, ticketsm, stamps and deeds/

Back 6

$1500

Front 7

For HO: what is the limit for business property on the premises?

Back 7

$2500

Front 8

For HO, what is the limit on the theft of guns?

Back 8

$2500

Front 9

What is the standard deductible for an HO policy?

Back 9

$250

Front 10

For HO, the fire department service charge limit is $_____.

Back 10

$500

Front 11

For HO, credit card, forgery, and counterfeit money is covered up to what amount?

Back 11

$500

Front 12

What are the limits on trees, plants and shrubs under an HO policy?

Back 12

$500 per plant

max 5% of Coverage A

*max 10% of Coverage C under HO-4/HO-6

Front 13

What is the standard coinsurance requirement for a Homeowners' Policy?

Back 13

80%

Front 14

Under HO, Coverage F (Med Pymts to Others), what are the per-person and max limits?

Back 14

$1000 per person
$25k per occurrence