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7 Cards in this Set
- Front
- Back
Usury Law |
A law restricting the amount of interest that can be changed for credit. |
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Credit Report |
A record of an individual's past borrowing and repayments. |
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Collection Agent |
A person or business that collects payments for overdue bills. |
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Identity Theft |
When someone steals another person's financial information with the intention of committing fraud under that person's identity. |
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Credit Counselor |
Helps people work out a plan for getting out of debt and assist consumers with managing their money. |
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Consolidation Loan |
Combines a consumer's debts into one loan with lower payments. |
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Bankruptcy |
A legal process pin which a borrower is relieved of debts after showing an inability to pay. |