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Protection planning
Family and personal
Mortgage
Long Term Care
Buisiness protection
critical illness insurance cover
income protection cover
mortgage payment protection cover
accident and sickness cover
household cover
medical insurance
long term care
business insurance protection
Capital Gains Tax
exemptions
any gain on your 'principle private residence
your car
other personal possessions worth up to £6k
gains on gilts
tax exempt ISA JISA or approved pension
betting, lottery or pools winnings
transfers between spouses
Unit Trusts
Trustee is the legal owner of the underlying assets.
Open ended collective investment scheme
unit trust manager decides within the rules, which investments are included, and when to buy or sell it. may outsource this also.
manager also makes market for units, daily pricing which is based on Nett Asset Value of underlying.
Trustee monitors the manager
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