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Reg X covers:
Loans on resi mortgages 1-4 units
Most conventional & govt loans such as FHA, VA, USDA
Transactions Not Covered
All cash sales
Rental property
Temp constructions
Owner seller takes back mortgage
Business, property 25+ acres, vacant lando
Other RESPA Provisions
Title Insurance - prohibits requiring specific company
Limits on Escrow Account
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