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RESPA Reg X
Real Estate Settlement Procedures Act profligate do by HUD to help consumers to become better shoppers. Enforced by CFPB
RESPA Provisions
Prohibits kickbacks & fee splitting and receiving unearned fees.
RESPA violators are
to:
Fines up to $10,000
Imprisonment up to 1 yr
Liability up to 3x the amt of the charge paid for the service
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