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What are the 4 goals of risk control?
Earn a profit
Meet customer needs
Comply with legal requirements
Fulfill duty to society
What are the 3 main risk control services provided by insurers?
Conducting physical surveys
Performing risk analysis and improvement
Developing safety management programs
What are two key components of successful risk control measures?
Management's commitment to risk control
Employee attitudes about safety
What is moral hazard?
A condition that increases the likelihood that a person will intentionally cause or exaggerate a loss
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