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* = Test question
* What insurance covers both fire & theft?
Homeowners Package
Homeowners package covers:
Property: environment - storm, fire, flood, etc.
Liability: person injury
* Who licenses Mortgage brokers?
Dept of Financial Services
* If broker license is taken away, what happens to salesperson?
SP license is suspended until they associate with another broker.
What was 1st Fair Housing Law?
1866 Civil Rights Act
When is dual agency legal?
with informed consent in writting (Agency Disclosure Form)
Freehold
means to own
Fee Simple
owner has complete bundle of rights
Deed restriction
says what you can / cannot do with real estate
Restrictive Covenant
similar to deed restrictions but not written in deed, but written
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