term1 Definition1term2 Definition2term3 Definition3
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10 Day Free Look Provision
Time period when the policyholder may return the policy to the company for a full refund
Riders
Provisions that can be attached to a policy that will provide enhancements
Add-On
12 Mandatory Provisions
Required by law to be included in all individual health policies
G BENT CLIPPER (letter G)
Grace Period - 7/10/31 days (weekly, monthly, all other)
G BENT CLIPPER (letter B)
Beneficiary - (Change of) revocable/irrevocable
G BENT CLIPPER (letter 1E)
Entire Contract
G BENT CLIPPER (letter N)
Notice of Claim - 20 days from onset of loss
G BENT CLIPPER (letter T)
Time of payment of claims - immediate upon proof of loss being confirmed
G BENT CLIPPER (letter C)
Claim forms - 15 days after receiving notice of claim
G BENT CLIPPER (letter L)
Legal action - 60 days after proof of loss filed and no longer than 3 years
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